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Bath Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.69 (265 reviews)

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4.70

Based on 265 reviews, last reviewed 13th Jan 2025

13% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

86%

Latest highest rating:

5

Really helpful Tim, as Mortgage Advisor for Bath Building Society, was so helpful. Reviewed on: 8th January 2025

Latest lowest rating:

2

Decent product, painfully slow process No problem with the product offered by painfully slow process that ended up failing to complete because the vendor's circumstances changed in the mean... Read more Reviewed on: 6th October 2024

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About this product

Are you looking for the right mortgage to secure your dream home? We collect Bath Building Society mortgage reviews to help you make an informed decision when choosing your mortgage lender.

Bath Building Society is a mutual organisation that offers a variety of mortgage products. It’s important to fully understand the terms, conditions and interest rates of a mortgage product. If you’re unsure, always consult the lender or an advisor.

If you’re interested in a mortgage with Bath Building Society, check out our reviews to learn more about the lender. Find out what products existing borrowers have taken out and how satisfied they are with it. Learn more about the application process, and how supportive Bath Building Society was throughout. Find out more about the member benefits available. All of this and more can be found in our Bath Building Society mortgage reviews.

Have you had a Bath Building Society mortgage? Share your experience with others on Smart Money People. Tell us about the application process: was it simple to understand and did the lender support you well? Share any experience you have had with the customer service team. Have you encountered any problems throughout your mortgage term? Whether good or bad, write a Bath Building Society mortgage review today. Together, we can help people like you make better financial decisions.

Bath Building Society Mortgages reviews (265)

Review of the Bath Building Society, Mortgages:

24 years on, with perfect customer service

I took my first mortgage out with the Bath in 2000. Since then I have had several mortgage and savings product. My last mortgage was granted during the days of Mr and Mrs Hodgman running the Society. I recently had to make some changes to my mortgage and the Society, including the Mortgage Team were outstanding in terms of customer service, speed of reaction, engagement and a 'can do' approach. The experience was exactly the same from my perspective when you used to have to go and see Mr and Mrs Hodgman for tea and a chat to see if you had been successful for a mortgage. I must name check Craig in the mortgage team who is an absolute credit to the Society and he was so helpful to me. It's a pleasure to do business with the Society and I highly recommend them, as their values and their integrity do not change. Reviewed on: 13th September 2024

Reply from Bath Building Society Thank you for your review Mr Gould. It's wonderful for us to know that you have received great customer service throughout the years you've been a customer. I will pass your feedback on to Craig, who I am sure will be happy to hear that you've found him approachable and helpful. Kind regards, Nicola Rees, Head of Mortgage Operations and Change Readiness Response date: 17th September 2024

Excellent

We have a number of Buy-to-Let mortgages with you and as before staff have been prompt and easy to deal with. Reviewed on: 12th July 2023

Reply from Bath Building Society Thank you for taking the time out and leaving this feedback. This is great to hear as we very much value your custom. Ben Hutchings, Head of Sales Response date: 13th July 2023

Very efficient chat function

I wanted to start a remortgage application and used the instant chat function to get the process started. It was very quick and easy, I downloaded the application form and fact sheet within in minutes of starting the chat. Reviewed on: 11th July 2023

Reply from Bath Building Society Thank you for taking the time out and leaving this feedback. I'm glad you found it quick and easy. Ben Hutchings, Head of Mortgage Sales Response date: 12th July 2023

Excellent product, Professional service

We applied for a "Uni-Mortgage" and from the outset meeting we had with Tim Randall the introduction, details of the product and the application process was clearly, articulately and professional explained to us. Throughout the whole process from initial meeting to offer letter Tim supported us through the entire process and had an accurate understanding of our situation, his commitment to navigate us through the application process was stead-fast & professional, which was greatly appreciated, he has an impressive work ethic & tenacity and is a credit to Bath Building Society Thank-you Tim Reviewed on: 6th July 2023

Reply from Bath Building Society Thank you for taking the time out and leaving this review. This is really good to hear. I will pass this on to Tim and I'm sure he will be pleased with the support and assistance he has given you together with this feedback. Ben Hutchings, Head of Mortgage Sales. Response date: 12th July 2023

Uni Mortgage

Good Support and provided all required information Reviewed on: 4th July 2023

Reply from Bath Building Society Thank you for taking the time out and providing this feedback. This is great to hear. Hopefully we will be able to assist should you decide to proceed. Ben Hutchings, Head of Mortgage Sales Response date: 4th July 2023

Preliminary chat for mortgage

Very helpful and on point. Thanks! Reviewed on: 3rd July 2023

Reply from Bath Building Society Thank you for taking the time out and leaving this feedback. Ben Hutchings, Head of Mortgage Sales Response date: 4th July 2023

Pleasure to deal with

Have just dealt with the Bath Building Society for the first time in many years and have been really impressed with their professionalism and courtesy. Special mention to Ingrida who dealt with our delay in submitting the Certificate of Title in a calm and friendly manner and who ensured that funds were released in time for completion. Shame all borrowers don't use you!! Reviewed on: 26th June 2023

Reply from Bath Building Society Thank you for your 5 star feedback. We really appreciate you taking the time to comment. I will pass your feedback on to Ingrida. Many thanks, Nicola Rees, Head of Mortgage Operations. Response date: 27th June 2023

Slow to act and respond

Quite possibly the worst mortgage experience in our lives. My wife and I are purchasing a property and the slow response times of Bath and inability to keep to service levels was quite shocking, at one point risking the transaction as our vendor started to lose patience. The BD manager admitted that staffing issues were leading to delays, but there was no proactive communication of such delays until deadline after deadline was missed. The whole mortgage process took over 3 months to conclude. Reviewed on: 23rd June 2023

Reply from Bath Building Society Thank you for taking the time out and providing this feedback. I am sorry we have not met your expectations on this occasion and apologise for any delays to your application with us. Would it be possible to contact me directly at [email protected] as I would be interested to have a look into this for you. Ben Hutchings, Head of Mortgage Sales Response date: 28th June 2023

Efficient

Fairly efficient Building society when comes to new mortgage process. Reviewed on: 23rd June 2023

Reply from Bath Building Society Thank you for taking the time out and leaving a review. All feedback is valuable to us and glad to hear we have been efficient in our processes. Ben Hutchings, Head of Mortgage Sales. Response date: 28th June 2023

Chocolate teapot comes to mind

As a joint mortgage holder I have no access to any of the mortgage information. I am not able to access the mobile app as it doesn't recognise me and they dont do online banking. They have however confirmed that if the primary mortgage holder defaults they will then contact me (after my credit rating has been affected). Overall my experience with them and their customer service has been very poor. Reviewed on: 20th June 2023

Reply from Bath Building Society Thank you for taking the time to leave this feedback. I am sorry to hear that your experience with the Society has fallen short of our usual service standard. If you could contact us with details of the mortgage account we can try to help you gain access to the mobile app. We are also currently working on an online banking service that should be launched in August. If you would like to discuss this with me so we can try and resolve this for you please contact me on [email protected] Nicola Rees, Head of Mortgage Operations Response date: 21st June 2023

Great service

I contacted the team via the app which was very simple I connected to the wrong department in error but the team got me to the correct person within seconds and arranged someone to call me back. Top service Reviewed on: 12th June 2023

Reply from Bath Building Society Thank you for taking the time out and providing this feedback. Glad to hear the app was easy to use and that a member of staff contacted you straight away. Ben Hutchings, Head of Mortgage Sales Response date: 12th June 2023

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