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Capital One: Classic Credit Card reviews

4.01
Based on 270 reviews, last reviewed 7th Jun 2024
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
51%
See only 4 star reviews
25%
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10%
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4%
See only 1 star reviews
10%

Latest highest rating:

5

Great card & easy app Great card & easy app, I was given a good credit limit upon application (which was an easy process to follow even filling out on a phone). The app is ... Read more Reviewed on: 7th June 2024
Ally R's avatar
Ally R

Latest lowest rating:

1

Avoid Capital One they are crap! Avoid Capital One they’re crap Avoid Capital One they’re crap! Read all of this review for an honest true review. I’ve been with Capital One since 199... Read more Reviewed on: 8th February 2024
Jack P's avatar
Jack P

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (270)

Review of the Capital One, Classic Credit Card:

Easy to use app

5
The Capital One credit card has the easiest credit card app I've ever had. It's clear and very easy to make manual payments on, in comparison to other credit card companies that seem to like making it a mission instead of nice and easy. Access to your credit score is a nice little bonus. Reviewed on: 5th March 2023

The app contains details of both my cards

5
The app is easy to use and I can switch between both my card balances. Reviewed on: 6th November 2018

This card will keep you credit rating low

1
Capital One market their cards as credit builders however they keep your credit score low by NOT increasing your credit limit past £1000 which flags a lack of trust to other lenders... all is nit as it seems with this company so beware before you apply very high interest rates and low credit limits. Poor customer service is just the tip of the iceberg Reviewed on: 14th April 2018

Grwat company!

5
Very good Customer Service, very helpful staff and brilliant at spotting fraudulent transactions. A* Reviewed on: 5th April 2018

Fast, Efficient and Practical

4
Approval was fast and efficient and I was kept well informed of the process from start to finish. Managing the card is easy through a variety of avenues from a customer care line to their polished and very useful app, and the service is exactly what you need for a daily use credit card. Reviewed on: 5th April 2018

There when you need it

4
I don't know what I'd have done if Capital One hadn't accepted my application for a credit card! They took me on when no-one else would. The repayments are manageable and their website is really easy to use. They reward my loyalty and reliability by increasing my credit limit by sensible amounts. Reviewed on: 4th April 2018

Got accepted when no one else would give me a card

4
Had no issues with the card or app Reviewed on: 4th April 2018

Got accepted when no one else would give me a card

4
I got a credit card from capital one very easily. No issues with the card and the app is easy to use. Reviewed on: 4th April 2018

excellent no-nonsense credit card

4
at no point have i felt like i was being ripped off, which is quite standard in this industry Reviewed on: 4th April 2018

Can always sort out problems

5
When I had a mystery payment on my account, the agent found out who it was and a contact number for me to cancel it and got a refund sorted. No fuss. When I stopped a regular payment, it was stopped immediately. The agents are always friendly and polite. Reviewed on: 4th April 2018

Customer service

5
A great company offering great customer service, any problems professionals dealt with and always a competitive interest rate Reviewed on: 15th November 2017

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