Write a review

Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.02 (273 reviews)

View other Capital One products

3.94

Based on 273 reviews, last reviewed 18th Jan 2025

100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

51%

25%

10%

Latest highest rating:

5

Respect for customer Treated with respect that’s important when you are old Reviewed on: 15th January 2025

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

Read all reviews See your review

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (273)

Review of the Capital One, Classic Credit Card:

I like the features of the app and the flexibility.

I like the features of the app and the flexibility. Having a Capital One credit card enables me to cover unexpected payments. Reviewed on: 21st May 2024

Excellent customer friendly online account

Excellent customer friendly online account. Easy to use. Reviewed on: 29th June 2017

Highly recommend

Best credit card application, easy, good rates and a great online account Reviewed on: 28th June 2017

Brilliant

Had poor credit and needed to re build my credit rating. These people give me the chance to do that. Great product. Reviewed on: 24th June 2017

Not very good credit card

Ave ad it wel over a year and never missed a payment and they avnt topped it uo Reviewed on: 24th June 2017

Brilliant

Good customer service and great rates Reviewed on: 23rd June 2017

5***

Very understanding always happy to help higly recommended Reviewed on: 23rd June 2017

Low Monthly payments, top customer service

I have a £500 limit on my card as I'm disabled but I'm thankful capital one accepted me and treated me as a individual unlike all others! My repayment each month is always affordable and the online banking and App are fantastic Too! If you want a top notch customer service, a easy to manage,no fuss or frills just simply transparent, no hidden charges affordable credit then I'd say you found the right place, but don't just take my word for It! Reviewed on: 20th June 2017

A good Card

I've used Capital One cards for many years, so has my wife. we have never had any problems and have used around the world without any problems. The interest is a little high but comparible to others, is quite reasonable. Reviewed on: 20th June 2017

II would recommend a friend

Good interest rate and good customer service and I would recommend a friend there security service is very reliable and professional. Thanks Capital one. Reviewed on: 13th June 2017

Be careful with charges

Despite checking my balance and amount of credit left, they suddenly applied a charge saying I'd gone over my limit after I made a purchase on the card. There's no warning telling you interest is about to be applied. Reviewed on: 11th June 2017

Do you have a different Capital One product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Credit Card
from Nationwide 3.85 from 177 reviews
Purchase Credit Card
from Halifax 3.88 from 18 reviews
Gold Card
from first direct 3.78 from 8 reviews

There's still more to see!

Capital One has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

Capital One: Classic Credit Card reviews

100% increase in 5 star reviews

200% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Capital One Classic Credit Card reviews (273)

I like the features of the app and the flexibility.

Excellent customer friendly online account

Highly recommend

Brilliant

Not very good credit card

Brilliant

5***

Low Monthly payments, top customer service

A good Card

II would recommend a friend

Be careful with charges

Do you have a different Capital One product?

There's still more to see!

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024