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Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.03 (278 reviews)

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3.95

Based on 278 reviews, last reviewed 19th Apr 2025

50% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

52%

24%

10%

Latest highest rating:

5

Low APR and useful for small purchases Capital One classic credit card is very helpful and useful for short purchases because of the low interest APR. This makes it easier for repayments an... Read more Reviewed on: 18th April 2025

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Capital One Classic Credit Card reviews (278)

Brilliant

Good customer service and great rates Reviewed on: 23rd June 2017

5***

Very understanding always happy to help higly recommended Reviewed on: 23rd June 2017

Low Monthly payments, top customer service

I have a £500 limit on my card as I'm disabled but I'm thankful capital one accepted me and treated me as a individual unlike all others! My repayment each month is always affordable and the online banking and App are fantastic Too! If you want a top notch customer service, a easy to manage,no fuss or frills just simply transparent, no hidden charges affordable credit then I'd say you found the right place, but don't just take my word for It! Reviewed on: 20th June 2017

A good Card

I've used Capital One cards for many years, so has my wife. we have never had any problems and have used around the world without any problems. The interest is a little high but comparible to others, is quite reasonable. Reviewed on: 20th June 2017

II would recommend a friend

Good interest rate and good customer service and I would recommend a friend there security service is very reliable and professional. Thanks Capital one. Reviewed on: 13th June 2017

Be careful with charges

Despite checking my balance and amount of credit left, they suddenly applied a charge saying I'd gone over my limit after I made a purchase on the card. There's no warning telling you interest is about to be applied. Reviewed on: 11th June 2017

no problems

money is taken monthly from my account no need to worry Reviewed on: 11th June 2017

Great to get back on track

Have been very happy with capital one. After a financial problem a few years ago I was left with having very bad credit. Capital one have given me the chance of getting back on track where others wouldn't Reviewed on: 11th June 2017

My best friend that's always there when Needed!

I've been with capital one for almost 3 years.....Not once had any contact from the company which I find much Better! Highly recommend Reviewed on: 9th June 2017

Great service

I would praise capital 1 any time i have found them very approachable when i have needed them and i love the fact the card words in every place i have tried Reviewed on: 8th June 2017

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