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Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.03 (278 reviews)

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3.95

Based on 278 reviews, last reviewed 19th Apr 2025

50% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

52%

24%

10%

Latest highest rating:

5

Low APR and useful for small purchases Capital One classic credit card is very helpful and useful for short purchases because of the low interest APR. This makes it easier for repayments an... Read more Reviewed on: 18th April 2025

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Capital One Classic Credit Card reviews (278)

CAPITAL ONE BANK UNDERSTANDING OF DEBT AND MENTAL HEALTH, BIPOLAR DISORDER

WHAT MORE IS THERE LEFT FOR ME TO SAY. IF I HAD THE POWER I WOULD GIVE CAPITAL ON BANK THE AWARD FOR BEING A CARING LENDER FOR NOT HOLDING PEOPLE LIKE ME, WHO HAVE BIPOLAR FOR GETTING IN TO DEBT. I HAVE EXPERIENCE THE FALL OUT WHEN OTHER LENDERS ARE NOT LIKE CAPITAL ON BANK AND HAVE LOST MANY FRIEND'S WHO TOOK THEIR OWN LIVES BECAUSE OF BEING IN DEBT AND SUFFERING MENTAL HEALTH. I WISH I WAS STRONGER AND COULD OF HELPED THEM GET THE DEBT ASSIGNED TO CAPITAL ONE BANK. JUST MAYBE THEY WOULD BE ALIVE TODAY. MAY THEIR SOULS REST IN PEACE, ( RIP). ONCE AGAIN GOD BLESS BANKS LIVE CAPITAL ONE BANK SERVICES FOR LOAN AND CREDIT CARDS. CC Reviewed on: 7th June 2017

Great service

I am very happy that I have been a customer of Capital Onebecause it works very well there. They explained everything very comprehensively and gave all the needed answers and now I can enjoy the borrowed money from them. Reviewed on: 5th June 2017

Poor service

Company shown no empathy to a situation I was in which prevented me for a short period paying the bill. I was charged numerous fees and struggled to get back on track Reviewed on: 5th June 2017

Good for rebuilding

Not a bad card and rate for people looking to rebuild their credit rating. Reviewed on: 2nd June 2017

The APR is quite higher compared to other lenders

I wish the Capital one could offer more options for client to pay off their debs quicker with less APR Reviewed on: 2nd June 2017

Manipulative

Very high interests rates and an online account hard to log into Reviewed on: 1st June 2017

Good credit builder

Generally good credit card. Slightly higher interest than i was happy with. But good if you have enough self control to keep balance low or clear each month. Reviewed on: 31st May 2017

Simply excellent

Used the checker to make sure if I could be accepted without being penalised, which I was. Whole process was super quick and easy, and the mobile app is great and simple to use too. Reviewed on: 30th May 2017

Great online account management

Simple and easy to use online account however very small and inflexible credit limit. Reviewed on: 30th May 2017

pretty good credit card

they are very excepting if people even if your credit is not great, and they dont have really high over limit fees Reviewed on: 27th May 2017

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