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Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.17 (300 reviews)

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4.17

Based on 300 reviews, last reviewed 12th Jun 2026

900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

53%

24%

10%

Latest highest rating:

5

Easy to apply for, easy to manage. Easy to apply for, easy to manage. Reviewed on: 12th June 2026

Latest lowest rating:

1

Interest rates too high Interest rates too high and no support provided when contacting the customer services team to discuss management plan Reviewed on: 9th June 2026

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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Capital One Classic Credit Card reviews (300)

Customer service

A great company offering great customer service, any problems professionals dealt with and always a competitive interest rate Reviewed on: 15th November 2017

Great website & Customer service

website is very user friendly and interactions with company have been good Reviewed on: 7th November 2017

Disappointed

Poor customer service, unprofessional company and overall very dissatisfied Reviewed on: 17th August 2017

Does what it says on the tin

Straight forward account and no fuss. Helps when needed and boosts my credit rating so you can't go wrong! Reviewed on: 21st July 2017

Good service

Good service and simple application. Website crashes a lot so easier to use the app to keep track of spending Reviewed on: 30th June 2017

Accepted with low credit rating

Never had credit in my life so found it hard to get started capital 1 made it Abel for me to do so now I'm building my credit rating up Reviewed on: 30th June 2017

no nonsense credit

Used for a number of years with excellent customer service. Reviewed on: 29th June 2017

Credit card for Bad Credit

We had a bad credit rating and most major credit card companies wouldn't accept us. We needed to rebuild our credit rating using a credit card. Capital One did accept us and we now both seen big improvements to our credit score. Capital One allowed us to reduce our credit limit and haven't force and additional credit increases on us. Reviewed on: 29th June 2017

Excellent customer friendly online account

Excellent customer friendly online account. Easy to use. Reviewed on: 29th June 2017

Highly recommend

Best credit card application, easy, good rates and a great online account Reviewed on: 28th June 2017

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