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Capital One: Classic Credit Card reviews

3.94
Based on 273 reviews, last reviewed 18th Jan 2025
100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
51%
See only 4 star reviews
25%
See only 3 star reviews
10%
See only 2 star reviews
4%
See only 1 star reviews
10%

Latest highest rating:

5

Respect for customer Treated with respect that’s important when you are old Reviewed on: 15th January 2025
Jenny D's avatar
Jenny D

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025
Vera Alexander's avatar
Vera Alexander

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (273)

Review of the Capital One, Classic Credit Card:

I like the features of the app and the flexibility.

5
I like the features of the app and the flexibility. Having a Capital One credit card enables me to cover unexpected payments. Reviewed on: 21st May 2024

no problems

5
money is taken monthly from my account no need to worry Reviewed on: 11th June 2017

Great to get back on track

4
Have been very happy with capital one. After a financial problem a few years ago I was left with having very bad credit. Capital one have given me the chance of getting back on track where others wouldn't Reviewed on: 11th June 2017

My best friend that's always there when Needed!

4
I've been with capital one for almost 3 years.....Not once had any contact from the company which I find much Better! Highly recommend Reviewed on: 9th June 2017

Great service

5
I would praise capital 1 any time i have found them very approachable when i have needed them and i love the fact the card words in every place i have tried Reviewed on: 8th June 2017

CAPITAL ONE BANK UNDERSTANDING OF DEBT AND MENTAL HEALTH, BIPOLAR DISORDER

5
WHAT MORE IS THERE LEFT FOR ME TO SAY. IF I HAD THE POWER I WOULD GIVE CAPITAL ON BANK THE AWARD FOR BEING A CARING LENDER FOR NOT HOLDING PEOPLE LIKE ME, WHO HAVE BIPOLAR FOR GETTING IN TO DEBT. I HAVE EXPERIENCE THE FALL OUT WHEN OTHER LENDERS ARE NOT LIKE CAPITAL ON BANK AND HAVE LOST MANY FRIEND'S WHO TOOK THEIR OWN LIVES BECAUSE OF BEING IN DEBT AND SUFFERING MENTAL HEALTH. I WISH I WAS STRONGER AND COULD OF HELPED THEM GET THE DEBT ASSIGNED TO CAPITAL ONE BANK. JUST MAYBE THEY WOULD BE ALIVE TODAY. MAY THEIR SOULS REST IN PEACE, ( RIP). ONCE AGAIN GOD BLESS BANKS LIVE CAPITAL ONE BANK SERVICES FOR LOAN AND CREDIT CARDS. CC Reviewed on: 7th June 2017

Great service

5
I am very happy that I have been a customer of Capital Onebecause it works very well there. They explained everything very comprehensively and gave all the needed answers and now I can enjoy the borrowed money from them. Reviewed on: 5th June 2017

Poor service

1
Company shown no empathy to a situation I was in which prevented me for a short period paying the bill. I was charged numerous fees and struggled to get back on track Reviewed on: 5th June 2017

Good for rebuilding

4
Not a bad card and rate for people looking to rebuild their credit rating. Reviewed on: 2nd June 2017

The APR is quite higher compared to other lenders

2
I wish the Capital one could offer more options for client to pay off their debs quicker with less APR Reviewed on: 2nd June 2017

Manipulative

1
Very high interests rates and an online account hard to log into Reviewed on: 1st June 2017

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