Smart Money People Logo
Share this page
Link copied

Capital One: Classic Credit Card reviews

View other Capital One products
3.94
Based on 274 reviews, last reviewed 26th Feb 2025
200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
51%
See only 4 star reviews
25%
See only 3 star reviews
10%
See only 2 star reviews
4%
See only 1 star reviews
10%

Latest highest rating:

5

One of the best credit card companies in the UK Capital One have always been very good to me as a credit card company and I would recommend their products to everyone. Reviewed on: 26th February 2025
Wyn L's avatar
Wyn L

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025
Vera Alexander's avatar
Vera Alexander
Read all reviews See your review

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (274)

Review of the Capital One, Classic Credit Card:

Good

3
Perfect if you need quick cash never had a problem Reviewed on: 3rd May 2017
Zak 's avatar
Zak

My Backbone

5
Capital one has helped to improve my credit score over time with increase coming at a time I needed it most. I call it my backbone and secret place to financial ease. Reviewed on: 8th July 2022
Sekinat Abiola Anifowose 's avatar
Sekinat Abiola Anifowose

Great experience so far

5
I've had a great experience so far with Capital One. The communication by post has been very clear, particularly for activating my card and setting up the app. The app is easy to use. Reviewed on: 4th April 2022
violetphillippo 's avatar
violetphillippo

Compare to zopa credit card capital one is far better then zopa more credit Limit without doing a hard credit search so please don't apply for ZOPa credit please

5
ZOPA credit card is worst Reviewed on: 29th March 2022
Nandita Rajput's avatar
Nandita Rajput

Good

5
company with history and good knowledge Reviewed on: 24th March 2022
Anonymous's avatar
Anonymous

Disgusting

1
Awful complaints service. Misold a product then tried to cover it up Reviewed on: 21st March 2022
Iain BT's avatar
Iain BT

Brilliant

5
Smart simple and understandable services great simple app and customer service appreciated and they review credit limits often good approval simple applications and eligibility check Reviewed on: 20th February 2022
Dbizzle87 ward's avatar
Dbizzle87 ward

Amazing!

5
Easy app to use , website without errors, customer service friendly, notification of all transactions instantly and remaining balance and the most important thing this card improve credit score ! Reviewed on: 10th February 2022
Sebastian's avatar
Sebastian

Stuck by me and trusted me

5
When I was told i had early onset Parkinson's disease I was gutted, It was horrible and the disease just kept getting worse. The medication helps, but with side effects that makes a senible adult make crazy choices - I started gambling, one part of my brain saying stop the other not letting me stop. I had the choice to stem the Parkinsons but blow my money or suffer the effects of Parkinsons. I stil live with these life changing choices. But Captial One have shown understanding and trust and have never questioned my honesty regarding the strange effects of Parkinson's medication side effects. Reviewed on: 31st January 2022
Andrea Hickling's avatar
Andrea Hickling

Perfect

5
Very accurate and helps you a lot in building your credit score Reviewed on: 31st January 2022
Valentin's avatar
Valentin

Credit Use

5
All good. Credit received and payments made monthly to manage and balance my income and expenses. Reviewed on: 31st January 2022
Alan Boocock's avatar
Alan Boocock
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill