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Chip: Savings App reviews

4.92
Based on 14,614 reviews, last reviewed 4th Feb 2025
650% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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6%
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0%
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0%
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Latest highest rating:

5

Great all-arounder Have just had an excellent savings account, with great customer service. Reviewed on: 4th February 2025
Henri T's avatar
Henri T

Latest lowest rating:

1

All that glimmers is not gold! All that glimmers is not gold! Frightful organisation Reviewed on: 31st January 2025
Aubrey J's avatar
Aubrey J

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14615)

Review of the Chip, Savings App:

Savings You Can Bank On!

5
I love Chip. It just chips away at your bank account taking those little sums you just won't miss whilst giving you a return of up to 5%pa at the same time. But you can always get some, or all, of your money back any time you wish or adjust savings levels. In fact you have total control over everything that happens & the reporting functionality is excellent too. Your money is safe too as it's ring fenced with a major High Street bank & therefore covered by the FSCS. Arguably the most friendly app out there. The way it communicates makes you feel you are interacting with real people. This is 21st centrury banking at its best - and will only get better I believe. Reviewed on: 12th December 2018

Easy to use app with great savings options!

5
Easy to use app with great savings options! Reviewed on: 24th May 2024

Best Savings app

5
I have been using chip for more than an year or 2. Never once had to call or reach customer care. It's very easy to manage money and offers great savings rate. They always offer best Savings rate compare to other big players Reviewed on: 24th May 2024

Simple app and easy fast transactions

5
Simple app, range of products and easy access with fast transfers and withdrawals. Customer support has been efficient in my limited interactions. Reviewed on: 24th May 2024

Great app

5
Great app that is easy to navigate. Good fees for their products. Reviewed on: 24th May 2024

Chip best interest rate and customer service

5
Been with Chip for about 2 years now. They have great customer service and also usually one of the highest saving interest rate around ! Reviewed on: 24th May 2024

I have used Chip for many years now and it just gets...

5
I have used Chip for many years now and it just gets better! The basic product as a way to save without thinking about it is fantastic by itself but the range of other offerings (prize draw similar to NS&I, stocks and shares and alternative assets etc) make it a really good offering. The ChipX platform does have a small monthly/annual fee associated but I think it’s worthwhile for me and a small amount of setup takes a lot of the thinking out of growing wealth. Reviewed on: 24th May 2024

Great app experience

5
Great app experience and transparent information for different saving and investment accounts Reviewed on: 24th May 2024

Great app.- Fantastic rates

5
Great app. Easy to use. Competitive products with fantastic rates.. Kerps customers updated. Reviewed on: 24th May 2024

Great app, slow customer service

3
I had issues verifying identity for an ISA, and took them a week to respond to numerous messages. This was apparently due to a technical issue with the app. Despite this, once in, the app is great;intuitive and easy to use - plus Chip has a very good rate for a flex. Reviewed on: 24th May 2024

Great app great rates

5
The app is great and they offer great rates Reviewed on: 24th May 2024