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Chip: Savings App reviews

4.93
Based on 14,561 reviews, last reviewed 19th Jan 2025
233% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

They have a good range of savings accounts with grea... They have a good range of savings accounts with great interest! Better than any big bank that I've seen and with less hassle. So glad I signed up to t... Read more Reviewed on: 19th January 2025
Andrew S's avatar
Andrew S

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024
Grumpy Old Mark's avatar
Grumpy Old Mark

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14561)

Review of the Chip, Savings App:

Savings You Can Bank On!

5
I love Chip. It just chips away at your bank account taking those little sums you just won't miss whilst giving you a return of up to 5%pa at the same time. But you can always get some, or all, of your money back any time you wish or adjust savings levels. In fact you have total control over everything that happens & the reporting functionality is excellent too. Your money is safe too as it's ring fenced with a major High Street bank & therefore covered by the FSCS. Arguably the most friendly app out there. The way it communicates makes you feel you are interacting with real people. This is 21st centrury banking at its best - and will only get better I believe. Reviewed on: 12th December 2018

I've been using chip for over 5 years & always recom...

5
I've been using chip for over 5 years & always recommending the company/app to my friends - it's easy, simple & user friendly for even my 70yr Pops to use! I don't think I'd ever move to any other app for my investing/Saving accounts Reviewed on: 17th January 2025

Giving me confidence around finances

5
I have been with chip for 3 years now and have had an amazing experience, they have helped me save for a house, go on our dream honeymoon, and give me peace of mind and confidence when it comes to my finances. Reviewed on: 17th January 2025

A game changer for savings & investments

5
Chip has completely transformed how I save money. The app is user-friendly, with a sleek design that makes managing finances a breeze. Its auto-save feature is a standout, effortlessly helping me build my savings without even thinking about it. The competitive interest rates, especially on their Cash ISA and Easy Access accounts, ensure my money works harder for me. What sets Chip apart is its transparency—clear information about rates, boosts, and features that make decision-making simple. The recent addition of new savings products shows their commitment to innovation and customer needs. Customer service is top-notch too; any queries I’ve had were resolved promptly and professionally. Chip isn’t just an app—it’s a financial partner I trust. Highly recommended for anyone looking to make saving smarter and easier. Reviewed on: 17th January 2025

Amazing app for saving and investing!

5
Amazing app for saving and investing! I’ve been using Chip for a while now, and I genuinely love how easy it is to manage my money with it. It connects to my bank account and figures out how much I can save without me even noticing, which is super helpful for someone like me who tends to forget to save! Reviewed on: 17th January 2025

Chip is great!

5
I was using a savings app called Communion before Chip. It was very new but I really liked their features. It suddenly stopped being a savings account to then an advice app, then that sort of disappeared. I did a lot of research trying to find the next best app which was close to it and Chip is what I found. I’m very happy with Chip now. I like how I can see my interest building up daily and I get paid it every month. I like how clear and simple the choice of accounts are and what they do/involve. I love the idea of the prize account, however I was unlucky so moved my balance to my instant access account. It’s very easy to add money to my chip instant access whenever I need to, and withdrawals take just seconds! I’m staying put with Chip and recommend Chip to my friends :) Reviewed on: 17th January 2025

Really simple to use savings app with a great range...

5
Really simple to use savings app with a great range of products. Reviewed on: 16th January 2025

Great products, attractive savings rates and excelle...

5
Great products, attractive savings rates and excellent customer service. Reviewed on: 16th January 2025

Great little money assistant

4
Great app always adding new features to help you grow your wealth. One of the first I tried and never looked back Reviewed on: 16th January 2025

Their cash ISA is one of the best market offerings

5
Their cash ISA is one of the best offerings on the market. Combined with their boost for new users and their excellent customer service, I wouldn't trust my money going somewhere else. I have tried other platforms like T212 that have really failed when it comes to other aspects like customer service Reviewed on: 16th January 2025

Saving without sacrifice

5
Great app. The autosaving feature has helped me over a number of years to save without sacrifice Reviewed on: 16th January 2025