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Chip: Savings App reviews

4.92
Based on 14,690 reviews, last reviewed 8th Mar 2025
8000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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6%
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Latest highest rating:

5

Great online option I was very surprised at how high the interest rates were with Chip. I have never had any issues with this being an online bank. Reviewed on: 8th March 2025
Helen D's avatar
Helen D

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024
Grumpy Old Mark's avatar
Grumpy Old Mark

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14691)

Review of the Chip, Savings App:

Super savings app

5
My older sister recommended Chip to me (she loves saving money, me not so much) and I decided to download it and used her referral code. Fast forward a year and I'm much better at saving money in general and equally I have a pot of money set aside in my Chip account with no effort from my side and I didn't even notice the small amounts coming out from my spending money. Chip is so easy to set up and use, it's easy to change your saves and add a goals and within no time I had a savings pot which I had pretty much forgotten about. Of course most importantly they send you memes when you make a save and who doesn't love a dancing penguin! The added bonus of having a referral code is great to pass onto my friends. Would definitely recommend to anyone and will continue to use this efficient and fun way of saving - aka hiding my own money from myself! Reviewed on: 8th January 2020

Chip is an easy app to navigate with various options...

5
Chip is an easy app to navigate with various options from savings to investments. If you manage to save £100 or more you are entered automatically into a monthly prize draw Reviewed on: 28th February 2025

Long time user and it just gets better all the...

5
Long time user and it just gets better all the time Reviewed on: 28th February 2025

Great product, very good interest rates, easy access...

5
Great product, very good interest rates, easy access and a great range of savings and investment opportunities. Reviewed on: 27th February 2025

Great app, easy to use!

4
Great app, easy to use! The CHIP savings app is easy to navigate and clear info on where my savings are at. Reviewed on: 27th February 2025

Chip has made saving so easy and automatic for me.

5
Chip has made saving so easy and automatic for me. Their growing investment platform also adds simplicity to the process. I found their app easy to use and their customer service team very helpful. Reviewed on: 27th February 2025

Easy to use and encourages saving .

5
Easy to use and encourages saving .The Wealth calculator is an excellent tool. Reviewed on: 27th February 2025

Best savings app for ISA, automation and general inv...

5
Best savings app for ISA, automation and general investment Reviewed on: 26th February 2025

Great savers prize draw product.

5
Great savers prize draw product. Its is free and FSCS protected Reviewed on: 26th February 2025

Best savings/investment app

5
Easy to use with a wide offering of high earning products Reviewed on: 26th February 2025

Good products, easy to use app.

5
Good products, easy to use app. Fast money transfers. Reviewed on: 26th February 2025