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Heather Yeomans

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Review of the Tembo Money, Mortgage Broker:

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Great service from Tembo, soon to be first time buyers!

I've held a LISA with Tembo for a couple of years after switching due to their high interest rates. The process was easy to switch and the app user friendly. We then decided to use their mortgage services once we were ready to purchase a property. It was easy and quick to book an appointment and upload documents and the service was free as I held my LISA account with them. We quickly had a decision in principle which meant we could view properties and had an idea of what we could borrow and repayment values. We've had a great experience with Chelsea and Olivia and have been in touch with them for a few months due to our first purchase falling through at valuation stage. We have always been able to get a quick response, sound advice and although our second application was slightly more complex, we had not long moved rentals and I had stated a new job, we were still successful with a mortgage offer after the lender initially declined. We're now on our way to purchasing our first home! Really pleased we used Tembos service and would definitely recommend them to others. Reviewed on: 7th March 2025

Review of the Chip, Savings App:

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Super savings app

My older sister recommended Chip to me (she loves saving money, me not so much) and I decided to download it and used her referral code. Fast forward a year and I'm much better at saving money in general and equally I have a pot of money set aside in my Chip account with no effort from my side and I didn't even notice the small amounts coming out from my spending money. Chip is so easy to set up and use, it's easy to change your saves and add a goals and within no time I had a savings pot which I had pretty much forgotten about. Of course most importantly they send you memes when you make a save and who doesn't love a dancing penguin! The added bonus of having a referral code is great to pass onto my friends. Would definitely recommend to anyone and will continue to use this efficient and fun way of saving - aka hiding my own money from myself! Reviewed on: 8th January 2020

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