Smart Money People Logo

Chip: Savings App reviews

4.92
Based on 14,663 reviews, last reviewed 19th Feb 2025
2600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

CHIP IS THE BEST! Forget about all the rest! I am a long time user of Chip. Started using the service not long after it was released. I was so impressed with the idea of Chip that I even invested... Read more Reviewed on: 19th February 2025
Gary T's avatar
Gary T

Latest lowest rating:

1

Terrible customer service Can't speak to a person as there is no telephone number, chat is a joke with robotic cookie-cut answers, very difficult to withdraw money they require... Read more Reviewed on: 18th February 2025
Peter C's avatar
Peter C

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14663)

Review of the Chip, Savings App:

Savings You Can Bank On!

5
I love Chip. It just chips away at your bank account taking those little sums you just won't miss whilst giving you a return of up to 5%pa at the same time. But you can always get some, or all, of your money back any time you wish or adjust savings levels. In fact you have total control over everything that happens & the reporting functionality is excellent too. Your money is safe too as it's ring fenced with a major High Street bank & therefore covered by the FSCS. Arguably the most friendly app out there. The way it communicates makes you feel you are interacting with real people. This is 21st centrury banking at its best - and will only get better I believe. Reviewed on: 12th December 2018

Excellent app, saves without you even realise your s...

5
Excellent app, saves without you even realise your saving. Reviewed on: 12th April 2024

Good isa for saving and watching daily interest

5
Good isa for saving and watching daily interest Reviewed on: 12th April 2024

Lovely wealth app!

5
I recently downloaded the chip app and I have had a seemless experience so far. Reviewed on: 12th April 2024

The best interest rate for a savings account once

3
Had the best interest rate for a savings account at some point, not anymore though. Transferring money in and out was not as straightforward as with a regular app, not problematic though Reviewed on: 12th April 2024

Smart savings

5
Many reasons to save, easy access to money, transparent information on interest and withdrawal information. Reviewed on: 11th April 2024

Fab app!

5
Easy to use app, engaging ux. Great customer service Reviewed on: 10th April 2024

...chip accounts

4
Have had a couple of accounts for awhile and I am happy so far Reviewed on: 10th April 2024

Chip products are market leading rates, have a very...

5
Chip products are market leading rates, have a very simple interface backed up by great responsive customer service and best of all, low charges. Reviewed on: 10th April 2024

Chip ISA, Easy Access Accounts

5
I have a Chip ISA they have a great interest rate and you can still get to your money if needed, there easy access savings account is also great. Reviewed on: 10th April 2024

Fantastic, easy to use app with a consistently compe...

5
Fantastic, easy to use app with a consistently competitive rate. Have used for years and has consistently beat the competition in both interest rate and customer service. Reviewed on: 10th April 2024