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Chip: Savings App reviews

Name: Savings App
Rating: 4.92 (14691 reviews)

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4.92

Based on 14,690 reviews, last reviewed 8th Mar 2025

8000% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great online option I was very surprised at how high the interest rates were with Chip. I have never had any issues with this being an online bank. Reviewed on: 8th March 2025

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14691)

Review of the Chip, Savings App:

Super savings app

My older sister recommended Chip to me (she loves saving money, me not so much) and I decided to download it and used her referral code. Fast forward a year and I'm much better at saving money in general and equally I have a pot of money set aside in my Chip account with no effort from my side and I didn't even notice the small amounts coming out from my spending money. Chip is so easy to set up and use, it's easy to change your saves and add a goals and within no time I had a savings pot which I had pretty much forgotten about. Of course most importantly they send you memes when you make a save and who doesn't love a dancing penguin! The added bonus of having a referral code is great to pass onto my friends. Would definitely recommend to anyone and will continue to use this efficient and fun way of saving - aka hiding my own money from myself! Reviewed on: 8th January 2020

Chip Savings App

A savings app that offers a variety of features to help you manage your finances. It provides excellent interest rates, which are paid either monthly or annually, and offers easy access to your funds without any monthly fees. The app is user-friendly, security and customer service is excellent. Reviewed on: 26th February 2025

CHIP a great way to save.

Have 3 accounts with Chip, savings, ISA and Prize Savings Account. No issues, interest paid monthly apart from the Prize Savings account which I use to save to buy Christmas presents and hope that I might win one of the prizes on offer. Would recommend and the App is grea Reviewed on: 26th February 2025

Chip are excellent!

Chip are fantastic and offer great interest rates on savings. Reviewed on: 26th February 2025

Very easy to use app.

Very easy to use app. Good customer service when needed more information. Reviewed on: 26th February 2025

Competitive, comprehensive and well presented.

My new CHIP Cash ISA account was fairly easy to set-up. The standard variable interest rate was competitive and the additional 3-month bonus was a big incentive. I also found the information and investing options on the App to be interesting and very well presented. I have not progressed with any other CHIP accounts yet, but probably will after I have considered all the relevant information and guidance. Reviewed on: 26th February 2025

Easy to use saving and investing platform.

Easy to use platform. Great at helping you to build your savings and has higher interest rates vs many other banks. Reviewed on: 26th February 2025

Really enjoy saving up using Chip!

Great experience using Chip, very easy to link my accounts and start doing regular automatic savings or manual ones. Customer service was very helpful when I contacted them in the past. Overall great savings app and would definitely recommend it. Reviewed on: 26th February 2025

Great app

I have been with Chip for a couple of years now and find the app incredibly useful, so much so I’ve saved more than in previous years Reviewed on: 26th February 2025

App is easy to use and savings rate is good

I’ve used chip for saving my cash for a couple of years now. It’s really easy and the savings rate is close to the best out there. Reviewed on: 26th February 2025

Competitive products accessible via easy to use app

Competitive products accessible via easy to use app Reviewed on: 26th February 2025

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