Write a review

Chip: Savings App reviews

Name: Savings App
Rating: 4.92 (14691 reviews)

View other Chip products

4.92

Based on 14,690 reviews, last reviewed 8th Mar 2025

8000% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great online option I was very surprised at how high the interest rates were with Chip. I have never had any issues with this being an online bank. Reviewed on: 8th March 2025

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024

Read all reviews See your review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14691)

Review of the Chip, Savings App:

Super savings app

My older sister recommended Chip to me (she loves saving money, me not so much) and I decided to download it and used her referral code. Fast forward a year and I'm much better at saving money in general and equally I have a pot of money set aside in my Chip account with no effort from my side and I didn't even notice the small amounts coming out from my spending money. Chip is so easy to set up and use, it's easy to change your saves and add a goals and within no time I had a savings pot which I had pretty much forgotten about. Of course most importantly they send you memes when you make a save and who doesn't love a dancing penguin! The added bonus of having a referral code is great to pass onto my friends. Would definitely recommend to anyone and will continue to use this efficient and fun way of saving - aka hiding my own money from myself! Reviewed on: 8th January 2020

CHIP IS THE BEST! Forget about all the rest!

I am a long time user of Chip. Started using the service not long after it was released. I was so impressed with the idea of Chip that I even invested in their company! I love using it and it’s the only platform I use to save my money. I have recommended to all my friends and family and even work colleagues to use chip! So user friendly and if invested correctly you get a great return! Highly highly recommend! Reviewed on: 19th February 2025

Thoughts of a novice

I've been using chip for about 4 months, it was quick to set up, easy to navigate and has plenty of ways to help a novice like me build something (not least, better financial habits) for the future. They also dealt with an issue I had within 3 hours and made sure to check in with me after it was rectified. Great bank! Reviewed on: 19th February 2025

Best App for saving

Living in London I find it incredibly difficult to save money but when I got Chip I managed to start saving and with the AI saves I dont even notice it. I also find Chip has some of the best rates for savings and ISA accounts. This has enabled me to enjoy London more and I have recommended Chip to my friends and family. Reviewed on: 19th February 2025

Really straightforward and user friendly

Really straightforward and user friendly Reviewed on: 19th February 2025

Makes saving easy

Makes saving easy, I always struggled before but now I don't even notice I am saving Reviewed on: 19th February 2025

Terrible customer service

Can't speak to a person as there is no telephone number, chat is a joke with robotic cookie-cut answers, very difficult to withdraw money they require lots of documentation Reviewed on: 18th February 2025

Reply from Chip Hi Peter, We’re sorry to hear about your experience. Due to the nature of the Chip app and the service we offer, our customer contact is primarily through our in-app chat (found under the 'Profile' tab, available 8am-8pm) and our support email at [email protected]. Please do reach out to us through one of these channels, and we’ll be happy to assist you as soon as possible. To ensure the security of your account and funds, we may sometimes require documentation. We appreciate your feedback and are here to help! Response date: 10th March 2025

Easier savings

Love saving when I didn’t think I could Reviewed on: 18th February 2025

Fantastic Company

I live chip, it makes saving really easy for me and helps me keep my finances in check! Reviewed on: 18th February 2025

Always the easiest way to build my money

Always the easiest way to build my money Reviewed on: 18th February 2025

Amazing easy to use app.

Amazing easy to use app. And great interest rate Reviewed on: 18th February 2025

Alternative products

App
from B-Social 4.73 from 46 reviews
App
from Kroo 4.92 from 2509 reviews
Money Transfer
from Smart Currency Exchange 4.79 from 20 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub