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Chip: Savings App reviews

Name: Savings App
Rating: 4.92 (14691 reviews)

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4.92

Based on 14,690 reviews, last reviewed 8th Mar 2025

8000% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great online option I was very surprised at how high the interest rates were with Chip. I have never had any issues with this being an online bank. Reviewed on: 8th March 2025

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14690)

Review of the Chip, Savings App:

Super savings app

My older sister recommended Chip to me (she loves saving money, me not so much) and I decided to download it and used her referral code. Fast forward a year and I'm much better at saving money in general and equally I have a pot of money set aside in my Chip account with no effort from my side and I didn't even notice the small amounts coming out from my spending money. Chip is so easy to set up and use, it's easy to change your saves and add a goals and within no time I had a savings pot which I had pretty much forgotten about. Of course most importantly they send you memes when you make a save and who doesn't love a dancing penguin! The added bonus of having a referral code is great to pass onto my friends. Would definitely recommend to anyone and will continue to use this efficient and fun way of saving - aka hiding my own money from myself! Reviewed on: 8th January 2020

Great online option

I was very surprised at how high the interest rates were with Chip. I have never had any issues with this being an online bank. Reviewed on: 8th March 2025

Easy to use and constantly trying to expand their pr...

Easy to use and constantly trying to expand their products. Previously a lot of functions were free so slightly annoying they cost now to do auto saves etc. Reviewed on: 8th March 2025

Consistently high interest

Chip have consistently offered the highest interest rates on savings over the last few years, and they're still updating their offering to provide an excellent range of savings & investment options. The app is extremely user-friendly and makes transferring money into & out of my savings very easy. Reviewed on: 7th March 2025

Thanks for the prizes

Great social media account - feel as if they got people in with high interest rates which was smart. Now I feel as if they could do more on the education around finance. Thanks for the prizes in the savings account draws please release the number of entries so I can make a more informed decision! Reviewed on: 6th March 2025

Best app to have your investments and savings in onc...

Best app to have your investments and savings in once place Reviewed on: 4th March 2025

Easiest way to save

Very easy and very flexible. Save so much without even thinking about it or noticing Reviewed on: 4th March 2025

Good rates and service.

Good rates and service. App a bit clunky Reviewed on: 3rd March 2025

Chip app saver

Interest rates, ease of using the app to deposit & withdraw, customer service are all excellent. Reviewed on: 3rd March 2025

Easy to use app, great savings rate

Easy to use app, great savings rate Reviewed on: 1st March 2025

Chip is an easy app to navigate with various options...

Chip is an easy app to navigate with various options from savings to investments. If you manage to save £100 or more you are entered automatically into a monthly prize draw Reviewed on: 28th February 2025

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