Smart Money People Logo

Direct Line: Home Insurance reviews

3.68
Based on 132 reviews, last reviewed 11th Oct 2024
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
49%
See only 4 star reviews
21%
See only 3 star reviews
8%
See only 2 star reviews
3%
See only 1 star reviews
19%

Latest highest rating:

5

An excellent online portal An excellent online portal and a very easy renewal process. Reviewed on: 11th October 2024
John D's avatar
John D

Latest lowest rating:

1

No DL renewal despite 15 years of no claims. Direct Line didn't renew my buildings and contents insurance because it was a 2nd home, only used by us.We have had insurance with DL for 15 years sin... Read more Reviewed on: 15th March 2024
Edward Cunningham's avatar
Edward Cunningham

About this product

At Smart Money People, we collect Direct Line home insurance reviews from genuine policyholders. These insights can help you make an informed decision when selecting your next provider.

Direct Line offers three levels of home insurance cover, allowing you to pay for just the level of protection you need. Choose from Home Insurance, Home Insurance Plus and Select Premier. You may opt to take out either buildings or contents insurance, or a combined policy.

If you’re considering Direct Line as your new home insurance provider, find out what existing customers have to say. Our Direct Line home insurance reviews can give you insight into what you can expect from the company. Discover whether policyholders were satisfied with their chosen level of cover and find out about Direct Line’s claims process and customer service. Learn more about real customer experiences by reading our reviews.

Have you had a home insurance policy with Direct Line? Did you take out buildings insurance, contents insurance, or both? Which level of cover did you choose and were you satisfied with the level of cover you received? Did you need to make a claim on your policy, and if so, how was it handled? Would you recommend Direct Line to a family member or friend?

Write an honest Direct Line home insurance review today. Together, we can help people like you make better decisions.

Direct Line Home Insurance reviews (132)

Review of the Direct Line, Home Insurance:

Not necessirily the cheapest but good value.

5
Not necessirily the cheapest but good value. When it counts i.e. when you claim, they were excellent. Reviewed on: 27th August 2024

An excellent online portal

5
An excellent online portal and a very easy renewal process. Reviewed on: 11th October 2024

Slightly more expensive than others but good cover

4
Slightly more expensive than others but good cover Reviewed on: 8th October 2024

So Helpful

5
Simple clear and very helpful communication Reviewed on: 4th September 2024

Great product at a competitive price

5
Good value vs the competition and a superior product to many of them too. Excellent customer service too. Reviewed on: 24th August 2024

Good professional company.

5
Good professional company. A leader in it’s field. Simple honest advice and service. Reviewed on: 23rd August 2024

Very understanding and always able to compromise on...

4
Very understanding and always able to compromise on costs to the insurer. Reviewed on: 23rd August 2024

No DL renewal despite 15 years of no claims.

1
Direct Line didn't renew my buildings and contents insurance because it was a 2nd home, only used by us.We have had insurance with DL for 15 years since we bought the house from new and never made a single claim.They suggested Gallaghers which was FOUR TIMES the premium.We wnt with RAC at a samll increase over DL's last premium.Disgraceful Reviewed on: 15th March 2024

Direct to contact no messing with claims

5
Have been with for many years. Had a couple of claims and have been very satisfied with the outcome Reviewed on: 29th August 2023

Easy to deal with except at renewal.

5
Very happy with the covergage and customer service we have had for many years on our two properties. My only bug-bear is the "renewal dance" where they seem to quote an inflated price, I call them and they revert to something close to or lower than the old premium. Reviewed on: 24th August 2023

Generally offer a competitive quote.

5
I must be honest, I have had house insurance for 30 years now and have yet to make a claim. I therefore cannot comment on how good Direct Line are in handling claims. I can say however, that I have generally found Direct Line to offer the most competitive quotes and so have stayed with them for numerous years. You will not find their rates on comparison websites and you will have to deal directly with Direct Line either by phone or internet. Definitely worth the effort of checking. Reviewed on: 23rd August 2023

Do you have a different Direct Line product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Direct Line has a range of products available. Check the ratings of each product to find the right one for you. View all products