Smart Money People Logo
Share this page
Link copied

Direct Line: Home insurance reviews

View other Direct Line products
3.79
Based on 133 reviews, last reviewed 13th Aug 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
49%
See only 4 star reviews
21%
See only 3 star reviews
8%
See only 2 star reviews
3%
See only 1 star reviews
19%

Latest highest rating:

5

have been with them for a number of years now have been with them for a number of years now as the policy cover and the price they have quoted has not been beatable when I have compared via variou... Read more Reviewed on: 13th August 2025
Lyn H's avatar
Lyn H

Latest lowest rating:

1

No DL renewal despite 15 years of no claims. Direct Line didn't renew my buildings and contents insurance because it was a 2nd home, only used by us.We have had insurance with DL for 15 years sin... Read more Reviewed on: 15th March 2024
Edward Cunningham's avatar
Edward Cunningham
Read all reviews Write a review

About this product

Direct Line have two home insurance products to choose from.

The Home Insurance option is a standard policy. Direct Line’s Home Insurance Plus policy includes all the features of the Home Insurance cover but with extras included, such as personal possessions, accidental damage and home emergency protection.

Direct Line home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Direct Line before, you can also leave a review and share your experience.

Review Direct Line: Home insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Direct Line Home insurance reviews (133)

good reliable company

5
good well known company and the price was one of the cheapest on the market Reviewed on: 28th August 2015
helenahope's avatar
helenahope

Great value

5
When the time came to renew my insurance, I did the standard "comparing Meercats", but then thought I'd give Direct Line a try, as I know they're famously not on the comparison sites. Their quote was far and away the cheapest, for a similar level of cover. I've not had cause to make a claim ( and hopefully I never will !! ), so I can't comment on their claims process, but they are one of the best-known names so I anticipate that, should the worst happen, there won't be any problems. Reviewed on: 26th August 2015
Wee Scot's avatar
Wee Scot

Very reasonable home insurance

4
After receiving my renewal quote from my home insurance, I decided to look around to see if I could get a better offer. I used a few price comparison sites, but found Direct Line the cheapest of the lot and very efficient. I'm now in my second year with them as the price is still very competitive. Reviewed on: 26th August 2015
MarkJ's avatar
MarkJ

Do you have a different Direct Line product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Direct Line?

    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill