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Direct Line: Home insurance reviews

3.75
Based on 136 reviews, last reviewed 28th Sep 2025
300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
50%
See only 4 star reviews
21%
See only 3 star reviews
7%
See only 2 star reviews
3%
See only 1 star reviews
19%

Latest highest rating:

5

Efficient service We phoned them about a problem, they then handled everything very quickly and efficiently. I was very inpressed. Reviewed on: 24th September 2025
Richard G's avatar
Richard G

Latest lowest rating:

1

Home emergency reported Friday lunchtime. Home emergency reported Friday lunchtime. Text confirming heating engineer would be with us Sat 27/09/2025 between 9.00 and 12.30. Blue Badge holder, ... Read more Reviewed on: 28th September 2025
Richard's avatar
Richard

About this product

Direct Line have two home insurance products to choose from.

The Home Insurance option is a standard policy. Direct Line’s Home Insurance Plus policy includes all the features of the Home Insurance cover but with extras included, such as personal possessions, accidental damage and home emergency protection.

Direct Line home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Direct Line before, you can also leave a review and share your experience.

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Direct Line Home insurance reviews (136)

brilliant

5
I bought my home insurance when I moved into my property. I had never had to deal with this before and staff were very friendly and helpful and very knowledgeable. will consider direct line in the future Reviewed on: 6th November 2015

Great service with no hassle

5
Direct line home insurance is really the best I have ever had. When something does go wrong you want a quick and easy fix without all the hassle of form filling etc.Direct line does exactly this and your items replaced very swiftly with understanding and care. Reviewed on: 5th November 2015

Good price and simple claims procedure

5
I've been with Direct Line for my home insurance for several years now - although I always shop around at each renewal, they consistently give the best price for the level of cover I want. Earlier this year I was unfortunate enough to need to make a claim. I was very impressed with the speed and efficiency with which they handled the claim, and kept me informed at each stage of the process. Reviewed on: 5th November 2015

good reliable company

5
good well known company and the price was one of the cheapest on the market Reviewed on: 28th August 2015

Great value

5
When the time came to renew my insurance, I did the standard "comparing Meercats", but then thought I'd give Direct Line a try, as I know they're famously not on the comparison sites. Their quote was far and away the cheapest, for a similar level of cover. I've not had cause to make a claim ( and hopefully I never will !! ), so I can't comment on their claims process, but they are one of the best-known names so I anticipate that, should the worst happen, there won't be any problems. Reviewed on: 26th August 2015

Very reasonable home insurance

4
After receiving my renewal quote from my home insurance, I decided to look around to see if I could get a better offer. I used a few price comparison sites, but found Direct Line the cheapest of the lot and very efficient. I'm now in my second year with them as the price is still very competitive. Reviewed on: 26th August 2015

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