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Direct Line: Home insurance reviews

3.85
Based on 143 reviews, last reviewed 4th Sep 2026
400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
50%
See only 4 star reviews
21%
See only 3 star reviews
7%
See only 2 star reviews
3%
See only 1 star reviews
19%

Latest highest rating:

4

Direct Line Insurance Good cover but comparatively expensive. Reviewed on: 4th September 2026
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alangibson

Latest lowest rating:

1

Avoid Direct Line. Avoid Direct Line. If you have to use them, make sure you ready the Insurance booklet properly. Insurers like to take your money but when it comes to ... Read more Reviewed on: 8th August 2026
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Trade Demo

About this product

Direct Line have two home insurance products to choose from.

The Home Insurance option is a standard policy. Direct Line’s Home Insurance Plus policy includes all the features of the Home Insurance cover but with extras included, such as personal possessions, accidental damage and home emergency protection.

Direct Line home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Direct Line before, you can also leave a review and share your experience.

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Direct Line Home insurance reviews (143)

good reliable company

5
good well known company and the price was one of the cheapest on the market Reviewed on: 28th August 2015

Great value

5
When the time came to renew my insurance, I did the standard "comparing Meercats", but then thought I'd give Direct Line a try, as I know they're famously not on the comparison sites. Their quote was far and away the cheapest, for a similar level of cover. I've not had cause to make a claim ( and hopefully I never will !! ), so I can't comment on their claims process, but they are one of the best-known names so I anticipate that, should the worst happen, there won't be any problems. Reviewed on: 26th August 2015

Very reasonable home insurance

4
After receiving my renewal quote from my home insurance, I decided to look around to see if I could get a better offer. I used a few price comparison sites, but found Direct Line the cheapest of the lot and very efficient. I'm now in my second year with them as the price is still very competitive. Reviewed on: 26th August 2015

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