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Emma: Savings App reviews

4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
50% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Emma Savings App reviews (3552)

Review of the Emma, Savings App:

Very useful to see overviews and spending trends

4
As title says, I use it say to say to see my spending trends and predictions Reviewed on: 4th April 2023

Super easy to use

5
Emma is an extremely useful app that has everything I need right where I need it. It is clear and detailed. I don’t bother with most apps targeted to finance usually but this one has stuck. Reviewed on: 6th April 2023

Very good app, managed to save a good portion

5
Emma is an app dedicated to ensuring your budgeting is as efficient as can be, and that you may save up to buy whatever you please. Reviewed on: 6th April 2023

Great app

5
Helps keep track of spending and makes budgeting/saving easier Reviewed on: 5th April 2023

Great app to manage your finance

5
I like Emma, it is a good value for the money and the app is really easy to use Reviewed on: 5th April 2023

Good app to start your budgeting

5
Good insights of budgeting! Friendly and reporting is good as well. Reviewed on: 5th April 2023

Great bank

5
The app is amazing and helps me to keep track of savings, expenses and investments. Reviewed on: 5th April 2023

Helped me save like a pro

5
Emma has helped me to save towards my solo travelling trip around Europe, by helping me keeping track of my spending and expenses. Reviewed on: 5th April 2023

Really good!

5
amazing to keep track of your accounts Reviewed on: 5th April 2023

smart and powerful

5
statistics and data visualization are what i use the most Reviewed on: 5th April 2023

The best personal finance app. Period

5
Emma was the VERY FIRST app truly compliant with Openbanking and since the early days of the first partnership with Monzo has grown and is now THE reference for anyone else. Awesome customer care, flexible plans and still a great bunch of features in the free version. Reviewed on: 5th April 2023