Smart Money People Logo

first direct: Current Account reviews

4.64
Based on 1,250 reviews, last reviewed 21st Feb 2025
11% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

First direct current account I first switched to first direct just over a year ago and have since found it to be a great platform. The switching bonus was nice but the platform it... Read more Reviewed on: 21st February 2025
Adam's avatar
Adam

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024
Crane's avatar
Crane

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1250)

Review of the first direct, Current Account:

Good service bad Ap'

4
Always had generally good service. But Ap' not compatible with online banking. Reviewed on: 1st June 2023

Best for service

5
Best service on the market by far Reviewed on: 1st February 2023

fantastic customer service

5
been with first direct for a number of years now and can't recommend them enough, their customer service is tops Reviewed on: 1st February 2023

Good, efficient current account service

5
Been very happy with the service since transferring from Smile Reviewed on: 1st February 2023

Excellent Online Banking

5
I have been banking with First Direct Bank for many years and it has always provided an excellent service. Reviewed on: 1st February 2023

Amazing Customer Service

5
First direct customer service can't be beaten. I can always get through to someone immediately if I need to and the app is so helpful Reviewed on: 1st February 2023

Great Bank

5
Customer service is so good on the phone. I’ve phoned a couple of times for different reasons and super helpful each time. The app is simple and easy to use and the other savings account products are good in comparison to other big banks. Reviewed on: 1st February 2023

GREAT CUSTOMER SERVICE

5
GREAT CUSTOMER SERVICE EVERY TIME. ADVISORS ARE ALWAYS POLITE AND HELPFUL Reviewed on: 1st February 2023

Always helpful

5
We have had First Direct accounts for many years during which time naturally we have had queries and problems. These concerns are always dealt with quickly and efficiently with the help of friendly and helpful customer service reps. An excellent bank with a clear and easy to use online service. Reviewed on: 1st February 2023

Great customer service and online security

5
Always helpful staff, good online security. I feel I can trust First Direct Reviewed on: 1st February 2023

Five Star Bank

5
I have been with First Direct for over 30 years and I am still a satisfied customer. Excellent customer service and great online account access. Reviewed on: 1st February 2023

Do you have a different first direct product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

first direct has a range of products available. Check the ratings of each product to find the right one for you. View all products