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first direct: Current Account reviews

4.68
Based on 1,305 reviews, last reviewed 7th Mar 2025
650% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

The customer service team are always really helpful The customer service team are always really helpful Reviewed on: 7th March 2025
Ruth C's avatar
Ruth C

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024
Crane's avatar
Crane

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share you
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first direct Current Account reviews (1306)

Review of the first direct, Current Account:

Didn't get as far as opening the account

2
For a bank that's supposed to be all about 'being modern' and prides itself on great customer service, I had a pretty useless time with First Direct. I tried to switch my current account over to the first account, but had to chase them up on it twice, and then they wanted me to verify my identity with a call to my place of work, and required a passport photo or similar signed by a doctor. I thought this was supposed to be the 21st century... If I can open an account with Atom ... Reviewed on: 12th July 2016

First Direct are the gold standard!

5
First Direct are the gold standard and the rest should take a leaf out of their book. Reviewed on: 26th February 2025

Customer service is always there priceless

5
Customer service is always there and could class as priceless. App and tracking spending could be improved Reviewed on: 26th February 2025

FirstDirect still doing the business in a personal way

5
First direct keep me informed without bombarding me relentlessly with emails and texts. They inform of product offerings, statements and interest rate changes in periodic and timely fashion. On the few occasions I need to call them on the phone their staff truly demonstrate why they have won so many customer service awards since 1989 Reviewed on: 26th February 2025

Had a first direct account for years and have never...

5
Had a first direct account for years and have never been disappointed. Partner has just opened one and she feels the same. Reviewed on: 26th February 2025

Great customer service and support.

5
Great customer service and support. Easy to use mobile app and on line banking. Competitive saving accounts available. Reviewed on: 26th February 2025

Support to a nomadic lifestyle

5
I’ve lived quite a nomadic life over the past 40 years, living and working primarily in SE Asia and Europe. Banking was always problematic until First Direct appeared on the scene. It was the first bank that gave me the support I desired. Its customer service and security has been second to none. I still use this bank as my primary current account in the UK but combine its excellent facilities with Revolut to add an extra layer of security whilst travelling. Reviewed on: 26th February 2025

efficient and pleasant

5
i contact FD infrequently but every interaction I have is dealt with efficiently and pleasantly. What more customer ask for? Reviewed on: 26th February 2025

First Direct are an excellent bank and they are alwa...

5
First Direct are an excellent bank and they are always helpful when phoning Reviewed on: 26th February 2025

Been with 1st direct for years.

5
Been with 1st direct for years. Excellent customer service. Great staff. Reviewed on: 26th February 2025

Consistent Excellent Service.

5
I’ve been with First Direct for 30 years. In that time their service has always been head and shoulders above any other company, not just financial companies. They are the benchmark I rate everyone else against Reviewed on: 26th February 2025

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