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first direct: Current Account reviews

4.67
Based on 1,297 reviews, last reviewed 27th Feb 2025
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Switch to first direct! I was amazed how easy first direct made it to switch from my old bank account. The service was amazing Reviewed on: 27th February 2025
Hellocaro's avatar
Hellocaro

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024
Crane's avatar
Crane

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1296)

Review of the first direct, Current Account:

Personal service; so rare these days

5
Unfailingly helpful if I need to phone them, patient when dealing with technical queries, flexible and personal. Reviewed on: 21st January 2022

Best current account

5
Innovative, easy and always helpful when you need to speak to them. Can’t recommend them enough. Reviewed on: 13th January 2022

Brilliant customer services

5
i love this bank, they are friendly, helpful and a pleasure to bank with Reviewed on: 12th January 2022

Great customer service

5
Never had any issues with First direct… they sort things out quickly, and are genuinely helpful. App is quite good and allows you to do most things online Reviewed on: 12th January 2022

Consistent service

4
I’ve been with this bank for a number of years now. Before I used to swap banks quite often. First Direct haven’t given me any cause to do so. Reviewed on: 12th January 2022

Excellent customer service

5
Easy to get hold of, straight forward, 5 star customer service Reviewed on: 12th January 2022

Excellent

5
Very quick to reply and sort out any problem that I have had, First got me a refund from another company in no time at all. Always get a speedy reply to my questions. Highly recommended. Reviewed on: 12th January 2022

Amazing customer service

5
Came for the switch deal, stayed for the amazing customer service! Reviewed on: 12th January 2022

1st Account

5
I've had my 1st Account for about 6 years, and I've always been happy with the service from First Direct. I'm able to call 24/7 for any queries I have, and staff have always been very professional and friendly. Unless you prefer a physical branch, I would recommend First Direct to anyone. Their app is easy to use, and like that I can search for specific payments to keep on track with my budgeting, and download previous statement to compare. Reviewed on: 12th January 2022

Mr

5
The app is easy to use, and it is quick to get through to friend and competent staff on the phone. Reviewed on: 12th January 2022

Excellent Customer Service

5
I changed to First Direct as I had heard good things about their customer service. I agree, they are great! It's all online and if you do need to use their telephone banking, it's efficient and quick. While I can't knock the app for logging in to banking, it's a bit of a pfaff on if you need to access transactions older than a month as you need to log on via the laptop and the security is seems much more complex (only because it's all linked biometrically on my phone, making it quick & easy) for that reason, I haven't given it full stars on recommending to friends and family. Reviewed on: 12th January 2022

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