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first direct: Current account reviews

Name: Current account
Rating: 4.70 (1494 reviews)

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4.70

Based on 1,494 reviews, last reviewed 16th Aug 2026

90% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

85%

Latest highest rating:

5

Excellent service, good app, very reliable Been with First Direct for over 30 years. We now bank with them online but occasionally still need to talk to them by phone and they’re always quick t... Read more Reviewed on: 16th August 2026

Latest lowest rating:

1

Stranded Abroad With 2 Young Kids. I switched from NatWest to First Direct. I regret it. I moved an account from NatWest to First Direct partly because of its reputation for customer s... Read more Reviewed on: 10th August 2026

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About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

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first direct Current account reviews (1494)

Great customer service/app

Been with FD for a decade and am always impressed with their customer service, have never been on hold when calling. Nice clean app, easy to understand. Reviewed on: 10th March 2023

Wonderful Customer Service

I have been with first direct for many years and although I have hardly ever had issues, when I have needed assistance (normally because I've forgotten a password!), they have been really helpful and friendly on the phone. I love that cheques can be paid into the account by taking a photo and their process for adding a new credit card was simple and smooth. Reviewed on: 10th March 2023

Excellent all round

Always excellent customer service and I avoid excessive overdraft charges easily through their texting service. I love this bank. Reviewed on: 10th March 2023

Easiest and safest bank

No automated service always great customer service and the best online security Reviewed on: 10th March 2023

A good bank to deal with

Good customer service and they’re doing more than others to help out right now Reviewed on: 10th March 2023

First Direct are brilliant!

Very efficient, and it’s possible to phone 24 hours a day, and speak to a person ! Wonderful customer service - highly recommended. Reviewed on: 10th March 2023

Amazing people!

I joined First Direct a few years ago & now I’d never move! Customer care & service are second to none! Reviewed on: 10th March 2023

Original Internet & telephone banking

First Direct - manage it easily online or ring for friendly help if required. Always received great help on phone calls, and answered by someone you can understand. Reviewed on: 9th March 2023

First Rate

This online banking company offers excellent rates for current accounts and also for savings. It's customers services are second to none. Reviewed on: 9th March 2023

Best Bank on the market

I have been with this bank since they launched over 30 years ago. Whatever I have asked or needed to do they have been able to help me with the problem. Their online banking app is easy to use and user friendly. I recommend First Direct to everyone. My only negative comment is that the account does not pay any interest. Reviewed on: 9th March 2023

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