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first direct: Current Account reviews

4.64
Based on 1,246 reviews, last reviewed 24th Jan 2025
36% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Always great service Always great service. They answer calls quickly, you’re never on hold long, always friendly and are able to deal with my queries efficiently. Reviewed on: 24th January 2025
Mike D's avatar
Mike D

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024
Crane's avatar
Crane

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1246)

Review of the first direct, Current Account:

Free IBAN transfers

5
Already pleased with this account and now international transfers are free too. Reviewed on: 10th February 2018

Great bank, short wait for customer service.

5
Great bank, short wait for customer service. Reviewed on: 12th April 2024

I have been with First Direct since 2005.

5
I have been with First Direct since 2005. Took my mortgage with them in 2010. Excellent UK call centre and superb app. They are there when you need with minimal waiting time. Superb service not like other UK banks. Reviewed on: 12th April 2024

Brilliant UK call centres, answer quickly and effect...

5
Brilliant UK call centres, answer quickly and effectively Reviewed on: 12th April 2024

Best bank ever!

5
Brilliant, cannot fault the service in anyway, great bank with the best customer service Reviewed on: 12th April 2024

Best customer service ever

5
Came for switching reward, stayed for the customer service. Really helpful on the phone, giving me lots of advice about choosing the right financial products. Always been easy to get through, with only short phone queues. Reviewed on: 12th April 2024

Still the best

5
Hard to know what else they can do, always helpful and friendly Reviewed on: 12th April 2024

Amazing service, I have had no issues and my favouri...

5
Amazing service, I have had no issues and my favourite part is that they are available on chat on the app to help with any queries I might have Reviewed on: 12th April 2024

First Direct First In Class

5
I’ve been with first direct for nearly 20 years now and wouldn’t change. I do most of my major domestic banking and bills via first direct and it’s easy to manage. The app is easy to use and their customer service team are first class, This makes all the difference, speaking to a UK based team when you need to. Reviewed on: 2nd April 2024

Excellent customer service.

4
Excellent customer service and good response times. Easy to access and accomodating to customer needs. Good linked savings product. Reviewed on: 27th March 2024

Current day good old fashioned bank!

5
Quick customer service and real people responses and great accounts including brilliant easy app Reviewed on: 19th March 2024

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