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first direct: Regular Saver Account reviews

Name: Regular Saver Account
Rating: 4.85 (129 reviews)

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4.74

Based on 129 reviews, last reviewed 18th Mar 2025

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

2 star

Latest highest rating:

5

Super interest rate, best on the market Super interest rate, best on the market Reviewed on: 18th March 2025

Latest lowest rating:

1

Lack of customer service I switched to First Direct fulfilled all the requirements and received the switch reward. I opened the 7% saver account and began saving £300 every mo... Read more Reviewed on: 2nd May 2024

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About this product

First Direct savings reviews can help you to find out more about life at First Direct. How easy is it to contact First Direct? And how friendly are they? Our First Direct savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

first direct Regular Saver Account reviews (129)

Review of the first direct, Regular Saver Account:

Great interest rate for the regular saving account

Very competitive interest rates, easy account to set up and great online security Reviewed on: 22nd November 2019

7% interest fantastic

7% interest fantastic can’t draw out so I’m not tempted Reviewed on: 12th April 2024

Amazing interest rate, great app features

Amazing interest rate, great app features and the ability to use the first direct debit card abroad fee free is also an additional bonus. Would be even better if we were able to deposit more than £300 a month! Reviewed on: 15th March 2024

Excellent bank.

Excellent bank. Easy to use online Reviewed on: 1st March 2024

Customer Care and Value

Customer service was great, very easy to contact 24hr/ 7 days a week. The app is super user friendly and takes no time to set up. They have a variety of accounts which works well so the customer can choose to their individual needs. The interest rates on the regular savers account is particularly very good. Reviewed on: 18th February 2024

Great interest rate but low monthly savings

The First Direct Regular Saver account is a solid option for individuals looking to save with a competitive interest rate of 7%. However, the account does come with a notable drawback: a low monthly savings limit of £300. While this limit may be sufficient for some savers, it may not meet the needs of those looking to save larger sums. Nonetheless, the account offers a high interest rate, making it a decent choice for those looking to grow their savings incrementally. Reviewed on: 15th February 2024

Great service and competitive rates.

Great service and competitive rates. Reviewed on: 15th February 2024

First Direct

I've been with First Direct for over 20 years and very satisfied with their service. Reviewed on: 15th February 2024

I love first direct and have had no problems with th...

I love first direct and have had no problems with them at all quick and to the point Reviewed on: 31st January 2024

The First Direct Regular Saver is one of the best on...

The First Direct Regular Saver is one of the best on the market paying an excellent 7% interest on regular contributions of up to £300 a month. It's only beaten out by Nationwide currently on interest but with Nationwide having a lower regular contribution allowed. Reviewed on: 27th January 2024

Great rate of interest but fixes period.

Great rate of interest but its a fixes period. The bank closes your regular savers account after 12 months and deposits the full amount saved + interest in your current account. You then have to open a new regular savers account and start from scratch again. It's still good as it's 7% but you don't benefit from cash build up and compound interest in subsequent years. The do tell you this from the start so not a complaint but need to keep in mind that it's just short term benefit. Reviewed on: 3rd January 2024

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