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First Response Finance: Car Finance reviews

4.95
Based on 6,217 reviews, last reviewed 6th May 2025
89200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

The process was so smooth from applying to finding a... The process was so smooth from applying to finding a car Reviewed on: 6th May 2025
Michael T's avatar
Michael T

Latest lowest rating:

1

This company logged a cifa warning against me. This company logged a cifa warning against me. Accused me of fraud with absolutely no evidence this is ridiculous I'm not the only one they have done ... Read more Reviewed on: 29th April 2025
John r's avatar
John r

About this product

First Response Finance reviews on our site can help you make up your mind as to whether this is the right car finance provider for you. Our community shares their First Response Finance reviews and experiences in order to help others. So if you've already used First Response Finance in the past, please write a review of your own to assist others choosing a car loan provider!

First Response Finance Car Finance reviews (6217)

Review of the First Response Finance, Car Finance:

First response finance experience

5
We have had several cars on finance with first response and also a couple of personal loans with them, we found the whole process easy and fast. Reviewed on: 3rd May 2025
Reply from First Response Finance That's great to hear, thank you! Response date: 6th May 2025
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First Response Finance

The process was so smooth from applying to finding a...

5
The process was so smooth from applying to finding a car Reviewed on: 6th May 2025

I’ve had two cars with this finance company however...

5
I’ve had two cars with this finance company however the interest rate is a lot higher than with previous car dealerships however it was the best option for me at the time Reviewed on: 6th May 2025

No issues with this company.

5
No issues with this company. I am on a 4 year finance plan and i have no issues or problems and can access my data whenever i like Reviewed on: 6th May 2025

No hassle at all.

5
No hassle at all... they answer all your questions you need to ask. Reviewed on: 6th May 2025
Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 6th May 2025
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First Response Finance

Their services was prompt and swift.

4
Their services was prompt and swift. I got the loan and got my car Reviewed on: 6th May 2025
Reply from First Response Finance Thank you for the four-star review! Response date: 6th May 2025
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First Response Finance

My best car Finance company

5
I recently financed a car through First Response Finance, and I couldn’t be happier with their service! From start to finish, their process was smooth, transparent, and incredibly fast making what can often be a stressful experience completely hassle-free. Why First Response Finance Stands Out: Lightning-Fast Approval – I applied online, and within just a few hours, I received my approval. No endless paperwork or long waits! Competitive Rates – They offered me a much better interest rate than other lenders I checked, saving me money in the long run. Excellent Customer Service – Their team was friendly, responsive, and guided me through every step. No hidden fees or confusing terms—just clear, honest communication. Flexible Payment Options – They provided multiple payment plans to suit my budget, making repayment stress-free. The Best Part? The Whole Process Was Seamless! I was driving my new car in just a couple of days after applying. First Response Finance removed all the usual headaches of car financing, and I’d highly recommend them to anyone looking for a quick, reliable, and customer-friendly auto loan provider. If you want fast approvals, great rates, and top-notch service, give them a try you won’t be disappointed! Reviewed on: 5th May 2025
Reply from First Response Finance Thank you, we'll be sure to let our team know that you’re happy with their service! Response date: 6th May 2025
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First Response Finance

Finance cars

4
Have been really good financed 2 cars with them , but interest is a little high Reviewed on: 5th May 2025
Reply from First Response Finance Thank you for the four-star review! Response date: 6th May 2025
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First Response Finance

Easy process and 2nd to none customer service

5
To start to finish the application was simple to fill out the communication and process of the application throughout was easy and straightforward. They contacted the dealership paid for the bike. All I had to do was go and pick it up highly recommended. Reviewed on: 5th May 2025
Reply from First Response Finance Thank you Antony! Response date: 6th May 2025
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First Response Finance

Finance through First Response last year, straight f...

5
Finance through First Response last year, straight forward and very helpful, they're a responsible and also understanding lender at the same time, which is why I've been a loyal customer and will continue to be so. Reviewed on: 5th May 2025
Reply from First Response Finance It's great to see that you're a returning customer of ours Steven! We hope you're happy with your new car. Response date: 6th May 2025
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First Response Finance

Excellent.

5
Excellent. I was in the process of buying a car and the dealerships messed me around a little. First response worked with me to find another vehicle as one of their approved dealerships. Happy with my purchase thank you. Also to note this is my second time financing a car with FRF. Reviewed on: 5th May 2025
Reply from First Response Finance That's great to hear, thank you Aaron! Response date: 6th May 2025
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First Response Finance