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GoSkippy: Car Insurance reviews

Name: Car Insurance
Rating: 1.72 (237 reviews)

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1.54

Based on 237 reviews, last reviewed 30th Jan 2025

100% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

10%

78%

Latest highest rating:

5

Skip to itQuick service Quick service pleasant staff. Very hrlpful Reviewed on: 27th August 2024

Latest lowest rating:

1

Awful customer care and extortionate prices. Awful customer care and extortionate prices. Avoid at all costs trustpilot and their own website rate them at four out of five. Do not take this as ge... Read more Reviewed on: 30th January 2025

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About this product

Here at Smart Money People, we collect GoSkippy car insurance reviews so that you can shop with confidence.

GoSkippy is an insurance broker offering home, travel and various motor insurance policies, including electric vehicle cover, car, van, motorbike, and business motor insurance. With a wide range of additional add-ons available for each policy, GoSkippy aims to be very flexible to its customers’ needs. Find out whether it lives up to these claims by checking out our GoSkippy car insurance reviews.

What’s most important for you when it comes to a new car insurance policy? Is it securing breakdown cover with a courtesy car? Perhaps you’d prefer the security of misfuelling cover or key cover? Do you work in a role that requires business insurance for your vehicle? Whatever your needs, read our GoSkippy car insurance reviews to see what genuine customers have to say about their policies.

Have you had a car insurance policy with GoSkippy? Whether good or bad, share your experience with other drivers on Smart Money People so we can help people like you make better decisions. Tell us how satisfied you were (or weren’t!) with the level of cover you received for the cost. How simple was the sign-up process? Did you have any experience with the customer service team? Write an honest GoSkippy car insurance review today.

GoSkippy Car Insurance reviews (237)

Review of the GoSkippy, Car Insurance:

I recommend you DO NOT touch this company cancell...

I recommend you DO NOT touch this company I cancelled my policy as my car was sold on, the cancellation was actually an extremely simple process with nothing I could see online suggesting hidden costs for cancelling - however this is where things took a turn for the worst - 16 days later they finally confirmed the policy was cancelled I then receive a letter to advise I owed £130 with no explanation as to what this charge was for. I then emailed to ask what the charge was for before I made the payment. As any normal person would in this situation This was at the start of September - 2 weeks later I am yet to hear back from them explaining what the charge is for. In the meantime, they sent this “charge” to a collections agency they work with called the ICB, as a scaremonger tactic to force me to pay - Unfortunately this worked as I was afraid this would affect my credit score. I have paid this fee now to which I have NO idea what its in relation too - and I am yet to receive an explanation for this fee. I am STILL waiting in Goskippy to actually email me back…. Reviewed on: 12th September 2024

Awful experience AVOID

In 35 years of driving I have never come across such an awful company to insure the car with ,took out a policy for my son with myself as a named driver ,I had an sp30 which was over 3 yrs old and wasn't on my licence any more ,I had totally forgot about it ,they ask you to go on the Gov website and get a code so they can verify your driving history, this old sp30 showed up and they wanted an extra148 pound because of it ,this is a RIP off as when this came to light I phoned my own insurance company to inform them .my policy for myself fully comprehensive on a brand new car was only 160 for the year ,they told me there was no difference in the cost at all ,so that proves go skippy are just ripping people off .I cancelled the policy with them due to their customer service advisor not giving me the full info ,which apparently was my fault for not knowing all their terms and conditions which their own employee did not know .it cost me 177 pound on fees for having insurance with them for 21 days .steer clear Reviewed on: 4th June 2019

Rip off Merchants.

Please don`t fall into the trap cheapest is the best quote, lot`s of fee`s. * Annoyingly rang six times in a row for renewal quote. *Charged an admin fee to take out renewal quote over the phone of £20 plus another £40 extra in comparison to the online quote. *The online quote was adjusted to the phone quote after the conversation ended. *Rude,pushy customer service advisor and couldn`t understand what she was saying. *Minor mistake on my document resulted in an extra (made up figure) of £91.89 plus a £50 admin fee. *Waited 20mins for an advisor to answer, when they did they didn`t want to resolve any problems just take my money. Why did I go with them? I had a trouble free year with them the first time and they were still the best quote online. Would I use them again? No I wouldn`t. Every time you ring them the quotes go up and they charge £20 admin fee if you take out a phone quote. If you cancel your policy they charge so much fees that you might aswell just let the policy run. Also these are not a 24hr operation and when you call takes 20 mins for an answer. YOU HAVE BEEN WARNED. Reviewed on: 16th April 2019

Rubbish company

Unless u have hundreds of pounds to waste pls stay away from this Go skippy . Aboustly dishonest and cheats. Reviewed on: 3rd April 2019

Total waste of time

Got a great renewal quote on GoCompare so after my existing insurance supplier couldn't quite match it I called GoSkippy to go ahead on the quote. I had mistakenly noted my renewal date as 1 day later than it was so when I asked to change it by one day they put the quote up by £250! despite no other changes to the policy details other than wanting to pay them a day earlier they would not correct this absurd increase and the lady on the phone could not see how ridiculous this was. A total waste of my time and a display of what a load of amateur idiots run this scam company. Dont waste your time, just negotiate with a reputable firm of insurers. Having now read the reviews on here it would seems it's high time for an ombudsman to step in and sort this lot out Reviewed on: 2nd January 2019

STAY WELL CLEAR

Reviewed on: 6th December 2018

I had to pay £250 because I cancelled my policy after 5 months.

I had to pay £250 because I cancelled my policy after 5 months. Those are the fees that I had to pay: CANCELLATION FEE BROKER FEE FINANCE FEE INTEREST CHARGED BY CREATION LEGAL COVER BREAKDOWN COVER VEHICLE REPLACEMENT I have to pay the full add-on products cost, even if I used them just 5 months. So dear friends, read carefully their terms. As they said: "The charges would apply as per our terms of business." Reviewed on: 27th November 2018

BEWARE - PLEASE READ

PLEASE READ — I had a collision in June this year (2018) and it was not my fault. I contacted GoSkippy/Eldon Insurance/Southern Rock and was finally told I would have to claim on my insurance while “investigations” were ongoing. I was not asked for my account of what happened, I was not asked to provide any evidence of the collision and how it happened - I was instead asked to pay the excess and claim on my insurance. I refused and complained about bot being asked to provide any evidence of my side of the story. Rather, “pay the excess and claim on your insurance”, was what I was told. My complaint was not upheld by GoSkippy, instead a sudden flurry of requests for information/evidence that should have been made in the first place now followed. A few weeks after filling in the forms and sending these back I got a call from a personal injury specialist from GoSkippy accusing me of being at fault. That’s right. My very own insurance company! GoSkippy!!! I calmly explained how the accident happened to her because it was evident she had not even read my case file. She said I should not have been waiting in the yellow box to turn right when the accident occurred. I explained to her I was not in a yellow box, and if I were, I would’ve been right to do so!! She stammered and stuttered when she realised she’d been caught out. She had one mission. To get me to accept whole or split liability over the phone. This lady proposed a 50/50 split liability resolution. I refused. I told her to put all her correspondence in writing. ALWAYS ASK FOR DETAILS IN WRITING AFTER SPEAKING TO ANY ORGANISATION ON THE PHONE. IF POSSIBLE DECLINE TO SPEAK, AND ASK FOR THE INFORMATION VIA EMAIL. The longer the paper trail the better. I got a letter back from this lady offering me 70/30 split in my favour. I still refused. She even threatened me with being saddled with court costs, but I don’t scare easily, especially when I know my rights, and know I am in the right. In her final response she stated I would have to wait for the police report before any progress could be made on who was to blame. Eventually my insurance with GoSkippy on my car lapsed; hence I had to get cover with another insurer. Would you believe that three days after taking cover with my new insurers I got a letter from them telling me that my previous insurers had changed the status of the accident on the CUE (Claims Underwriting Exchange) from ‘no fault’ to ‘my fault’. And they added a massive increase to the cost of my premiums. Of course, I complained. About a month after complaining the police sent over their report validating I was not at fault! I forwarded it to my current insurers . But this company is not like GoSkippy, they are not in it just for the money. They do exist to provide a service and they provided me with an email address to send all the evidence that proved I was not at fault for the accident. I sent them my no claims letter, police correspondence and the email from the dubious personal injury lady at GoSkippy. They immediately amended my policy and awarded me compensation. I have still not heard back from GoSkippy till date. I escalated the case to the Ombudsman but the last I heard is that they keep sending the Ombudsman information in the wrong format. It’s been 5 months (now October 2018) since the accident. I have since purchased a new car but the other sits in my driveway, unfit for driving due to the collision and a bleak reminder of the deliberate failure of GoSkippy to honour their side of a policy agreement I signed with them and paid for diligently over the course of a year. Avoid them. “Good at quotes”, Good at cheap prices” but If you pay for insurance and you don’t get insurance cover in the event of an accident that is not your fault- then -what are you paying for? Britain’s streets are becoming increasingly congested with crazy drivers, with bikers and cyclists eating up every last stretch of road. Every minute your chance of a no fault accident multiplies. AVOID GOSKIPPY. Watch this space for updates. Reviewed on: 14th October 2018

Beware Excess charges

i obtained a quote through comparethemarket.com using my phone. Compared to other providers this policy appeared to be the cheapest. Once back home I set about providing the evidence required for no claims discount. It turned out that I had made a mistake and that I had more years discount than I had indicated on the web-site. You may have thought that this would have reduced the policy but GoSkippy increased the policy by over £300. The charges for cancelation were also significant. I'm now very much out of pocket and would not recommend this company for any type of insurance products. I have tried to submit a complaint and their processes are very poor, offering to call me back and then failing to call me, all the time threatening debt collectors. Reviewed on: 8th October 2018

Avoid

No customer service had to pay over 3 x the original quote cancelled whilst I was on holiday, avoid the hassle and buy elsewhere Reviewed on: 3rd October 2018

plesantly suprised

So go skippy came in cheapest on all comparisons sights but as I hadn't heard of them I was a little wary. However as funds were tight I proceeded with the cover. After 8 years of having no claims bonus, I unfortunately was hit by a lorry in the back of my car, when it was parked up. A none fault accident but Go Skippy quickly sorted everything for me. I was given a curtiousy car whilst mine was sent off to be repaired, however, it was a write off but I was paid out promptly. Following that I also had a fault accident whereby my handbrake wasn't fully on and my car rolled off and hit another empty vehicle. Again, Go Skippy promptly and professionally sorted the damage of both vehicles. This year whilst my renewal quote was slightly higher that others, when I phoned them they matched the prices so I am in my second year with them! great service Reviewed on: 23rd September 2018

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