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Halifax: Balance Transfer Credit Card reviews

Name: Balance Transfer Credit Card
Rating: 4.49 (55 reviews)

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4.51

Based on 55 reviews, last reviewed 5th Mar 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

61%

31%

Latest highest rating:

5

I opened a bank with Halifax as my main accont and i... I opened a bank with Halifax as my main accont and it helps me so much with saving and allowing me to see my out goings individually Reviewed on: 5th March 2025

Latest lowest rating:

2

Customer service is lacking The app works well, but when I closed my credit card to help my credit rating, some four months later they’ve still not updated the credit agencies. I... Read more Reviewed on: 5th February 2021

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About this product

Halifax Balance Transfer Credit Card reviews can help you to find out about the pros and cons of the Balance Transfer Credit Card credit card. What kind of features do Halifax customers like? Find out more about the Halifax Balance Transfer Credit Card by reading our trusted Smart Money People reviews. You can also write your own Halifax Balance Transfer Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Halifax Balance Transfer Credit Card reviews (55)

Review of the Halifax, Balance Transfer Credit Card:

Dated online GUI, slow service but excellent product.

In order for you to understand my experience I must first explain that I am a consultant and tend to travel a lot for work. For this reason I have a clarity credit card (Its an amazing offering and probably the best card to travel with.) However communication can be an issue when traveling. having traveled to San Francisco for 4 months I wanted to rely on the online interface that Halifax provide. This was a mistake. I was immediately having LOTS of trouble getting it up and running resetting the account access code while in San Francisco, (this is sent to you by post to your account address, so that was useless). I thought I would be all good to go, but I had forgotten my memorable data (as some people often do) so a long 45 min long distance skype call later I discovered I had to reset, not just my memorable data but also my password and then do the whole postal code thing again! so that is the end of trying to use online banking. Calling Halifax is an interesting affair, I have come to realize if you want to get hold of a human within a reasonable time you MUST phone during the week at 8-5 (working hours) otherwise you could be waiting a while. Once they do pick up its usually an EXTREMELY choppy line that you can not hear anything on and greeted by someone who asks if they can call you Mr *FIRST NAME* but ill be honest, once you make out what the agent is saying through the bad phone line they get the job done as quickly as possible and are very understanding. My last thoughts are that I can provide a side by side comparison of notifying the bank about traveling with my credit card and I do this for more than one card when going traveling. Halifax by far take the longest to get through to and complete the task. other banks (I shall not name them) will have it done within 5 mins or (usually) less of dialing their number. Reviewed on: 14th January 2015

Good rates

Frequent offers for transfers, very competitive Reviewed on: 11th July 2020

Quick and easy

The set up and transfer of my balance for one card to my new halifax card was so quick and easy and all online too. Reviewed on: 24th June 2020

efficient fast and polite

easy to deal company, straight answers and great service Reviewed on: 26th May 2020

Great card to help pay for a new car

When I decided to purchase a new car, I needed to transfer the balance I'd paid to another card fairly quickly. Halifax were brilliant - I already had a credit card with them for using abroad, and they converted that to balance transfer credit card and gave me 0% interest for 20 months. A replacement clarity card arrived within days. They made the whole process so easy! Reviewed on: 2nd May 2020

0% intrest for 15 mouths pretty good

if you have store cards or other cards and your paying too much worth a look Reviewed on: 29th April 2020

balance transfer card

i would highly recommend Halifax to friends/family Reviewed on: 13th January 2020

Super fast online application

I wanted to transfer a balance from an existing card and the application and approval of my card took about 5 minutes. Reviewed on: 22nd November 2019

Easy Peasy

Applied for balance transfer card. Smooth approval. Easy balance transfer. Keep to the repayment conditions and this provides useful cashflow. Highly recommended. Reviewed on: 21st April 2019

amazing deal!

Got a really good deal for my credit card. Reviewed on: 17th November 2018

A Great card

Great card for money transfer. With low rates etc. Reviewed on: 9th November 2018

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