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Halifax: Balance Transfer Credit Card reviews

Name: Balance Transfer Credit Card
Rating: 4.56 (63 reviews)

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4.56

Based on 63 reviews, last reviewed 17th Apr 2026

600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

64%

27%

Latest highest rating:

5

I enjoy my credit card. I enjoy my credit card. It is reliable. Sturdy. Has offers when i log in and need them. Its helpful with it being in the app with other providers too. Reviewed on: 17th April 2026

Latest lowest rating:

2

Customer service is lacking The app works well, but when I closed my credit card to help my credit rating, some four months later they’ve still not updated the credit agencies. I... Read more Reviewed on: 5th February 2021

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About this product

Halifax Balance Transfer Credit Card reviews can help you to find out about the pros and cons of the Balance Transfer Credit Card credit card. What kind of features do Halifax customers like? Find out more about the Halifax Balance Transfer Credit Card by reading our trusted Smart Money People reviews. You can also write your own Halifax Balance Transfer Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Halifax Balance Transfer Credit Card reviews (63)

Halifax

Opened a credit card with Halifax Dec 2016, very easy process and was approved quickly. Due to previous credit card fraud they contacted me by phone to ensure I was personally opening the credit card. Very good service so far. Reviewed on: 12th February 2017

Quick, easy, excellent value

A few issues with the app crashing on application but staff helpful and sorted out quickly over phone Reviewed on: 9th February 2017

Good interest free period

I chose this card as it had the longest interest free balance transfer period offer, so pretty good Reviewed on: 19th December 2016

Did the job

I used the Halifax interest free card for an engagement ring last year - did the job for me! Reviewed on: 13th December 2016

Fantastic

It was fast and easy to do, very happy Reviewed on: 29th June 2016

Very customer friendly

Very good terms and for a long time credit transfer. One that is hard to beat Reviewed on: 26th June 2016

Excellent

Really good customer care every time I have needed to chat to them Reviewed on: 26th June 2016

0% balance transfer credit card

This credit card with Halifax was very easy to set up and incredibly straightforward. Stress free and hassle free even down to the transfer of money. Would highly recommend. Reviewed on: 7th May 2016

fast and hassel free

its was a good deal and its all online which suits me thanks Reviewed on: 18th February 2016

A slow way to change address.

I recently moved address and signed into my online Halifax account to change my address details. This was not possible to change online so I rang and spoke to a customer services representative. I asked to change my address over the phone and after confirming all my details, I was told that I was unable to change my address over the phone and had to either go into a branch or to complete a form they would send me in the post. This was apparently company policy. In the end I went into a branch and changed the address, however, the computers were down and I had to wait for them to come back online. The staff were very friendly, however seems like a long winded way to change an address when all the other addresses I could change over the phone or online. Reviewed on: 24th November 2015

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