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Halifax: Balance Transfer Credit Card reviews

View other Halifax products
4.50
Based on 60 reviews, last reviewed 24th Mar 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
63%
See only 4 star reviews
28%
See only 3 star reviews
5%
See only 2 star reviews
2%
See only 1 star reviews
2%

Latest highest rating:

5

Balance transfer ease. Simple process from initial email to balance transfer. Very clearly explained with all fees set out transparently. Reviewed on: 24th March 2026
max crook's avatar
max crook

Latest lowest rating:

2

Customer service is lacking The app works well, but when I closed my credit card to help my credit rating, some four months later they’ve still not updated the credit agencies. I... Read more Reviewed on: 5th February 2021
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Vanessa Armond
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About this product

Halifax Balance Transfer Credit Card reviews can help you to find out about the pros and cons of the Balance Transfer Credit Card credit card. What kind of features do Halifax customers like? Find out more about the Halifax Balance Transfer Credit Card by reading our trusted Smart Money People reviews. You can also write your own Halifax Balance Transfer Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Halifax Balance Transfer Credit Card reviews (60)

Easy balance transfer

4
It was a very easy credit card to take out and the balance transfer process was without hassle and free! Reviewed on: 11th June 2017
Alison Latham's avatar
Alison Latham

Great card

4
I was very hesitant to get a credit card but needed to improve my credit rating. This card is so easy to use and Halifax have amazing customer service which was great when I had any queries. Reviewed on: 8th June 2017
Grace O'Donovan 's avatar
Grace O'Donovan

Great card

5
I was able to transfer a sizeable amount of money at 0% interest for 18 month. Very worth while product. Reviewed on: 30th May 2017
David Scott's avatar
David Scott

Good rate and easy to aplly

4
Simple process and clear online banking Reviewed on: 30th May 2017
Philippa Reynolds's avatar
Philippa Reynolds

Easy and so simple!

5
I had a high interest credit card which I absolutely regret! I heard about Halifax balance transfer credit card which mine offered no interest for a set amount of months which was a dream!!! It was so easy, they did all the work for me and I'm so glad I got it! Reviewed on: 8th May 2017
Amy rose 's avatar
Amy rose

0%

5
0% credit card which last 24months, easy to pay via the bank, or online. Reviewed on: 4th May 2017
Anonymous's avatar
Anonymous

Great

5
A great card that's really helps me out Reviewed on: 2nd May 2017
Naomi Cherelle's avatar
Naomi Cherelle

Halifax

4
Opened a credit card with Halifax Dec 2016, very easy process and was approved quickly. Due to previous credit card fraud they contacted me by phone to ensure I was personally opening the credit card. Very good service so far. Reviewed on: 12th February 2017
eileen mccann's avatar
eileen mccann

Quick, easy, excellent value

5
A few issues with the app crashing on application but staff helpful and sorted out quickly over phone Reviewed on: 9th February 2017
Katie Kim's avatar
Katie Kim

Good interest free period

4
I chose this card as it had the longest interest free balance transfer period offer, so pretty good Reviewed on: 19th December 2016
Fiona Cullen's avatar
Fiona Cullen

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