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Halifax: Balance Transfer Credit Card reviews

Name: Balance Transfer Credit Card
Rating: 4.5 (60 reviews)

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4.50

Based on 60 reviews, last reviewed 24th Mar 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

63%

28%

Latest highest rating:

5

Balance transfer ease. Simple process from initial email to balance transfer. Very clearly explained with all fees set out transparently. Reviewed on: 24th March 2026

Latest lowest rating:

2

Customer service is lacking The app works well, but when I closed my credit card to help my credit rating, some four months later they’ve still not updated the credit agencies. I... Read more Reviewed on: 5th February 2021

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About this product

Halifax Balance Transfer Credit Card reviews can help you to find out about the pros and cons of the Balance Transfer Credit Card credit card. What kind of features do Halifax customers like? Find out more about the Halifax Balance Transfer Credit Card by reading our trusted Smart Money People reviews. You can also write your own Halifax Balance Transfer Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Halifax Balance Transfer Credit Card reviews (60)

Not good at all

They don’t really tell you when they reduce your credit, need to improve communication with the customers. I closed the account in November 2017 still got a bill for interest in January Reviewed on: 18th January 2018

Easy to use

Superb products that are easy to use and understand. The app is easy to use and you can do most things on it. It is great that you don't need to visit a branch. My balance transfer credit card was really easy to apply for and I was offered a much bigger credit limit than with my previous bank. Reviewed on: 1st January 2018

great for emergencies

I would rather not rely on credit but its good to have a card in case of emergencies. Reviewed on: 16th November 2017

Supportive!

When ever I need support Halifax if always there for me to support me, to advise me, to assist me during the recent hard times I am experiencing! Reviewed on: 8th November 2017

Great card !

A great card with great customer service I'm very happy . Reviewed on: 22nd July 2017

Great balance transfer rates

Good long term deals even for existing customers Reviewed on: 30th June 2017

Great 0% term

Easy to manage, longest 0% period around at the time on transfers Reviewed on: 30th June 2017

Easy to apply and efficiently managed.

Well managed, and kept up to date with being intrusive. Reviewed on: 30th June 2017

Long Term Interest Free

They hook you with a long term interest free card, you clear half of it, then they offer you the same deal again, giving more opportunity to clear my debt faster. Thank you Reviewed on: 30th June 2017

Good balance transfer offer

Completed application online, no additional documents needed as existing customer. Easy to see online & great app. Good customer service when asking queries. Reviewed on: 22nd June 2017

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