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Halifax: Balance Transfer Credit Card reviews

4.56
Based on 63 reviews, last reviewed 17th Apr 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
64%
See only 4 star reviews
27%
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5%
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2%
See only 1 star reviews
2%

Latest highest rating:

5

I enjoy my credit card. I enjoy my credit card. It is reliable. Sturdy. Has offers when i log in and need them. Its helpful with it being in the app with other providers too. Reviewed on: 17th April 2026
Elizabeth P's avatar
Elizabeth P

Latest lowest rating:

2

Customer service is lacking The app works well, but when I closed my credit card to help my credit rating, some four months later they’ve still not updated the credit agencies. I... Read more Reviewed on: 5th February 2021
Vanessa Armond's avatar
Vanessa Armond

About this product

Halifax Balance Transfer Credit Card reviews can help you to find out about the pros and cons of the Balance Transfer Credit Card credit card. What kind of features do Halifax customers like? Find out more about the Halifax Balance Transfer Credit Card by reading our trusted Smart Money People reviews. You can also write your own Halifax Balance Transfer Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Halifax Balance Transfer Credit Card reviews (63)

efficient fast and polite

5
easy to deal company, straight answers and great service Reviewed on: 26th May 2020

Great card to help pay for a new car

5
When I decided to purchase a new car, I needed to transfer the balance I'd paid to another card fairly quickly. Halifax were brilliant - I already had a credit card with them for using abroad, and they converted that to balance transfer credit card and gave me 0% interest for 20 months. A replacement clarity card arrived within days. They made the whole process so easy! Reviewed on: 2nd May 2020

0% intrest for 15 mouths pretty good

4
if you have store cards or other cards and your paying too much worth a look Reviewed on: 29th April 2020

balance transfer card

5
i would highly recommend Halifax to friends/family Reviewed on: 13th January 2020

Super fast online application

5
I wanted to transfer a balance from an existing card and the application and approval of my card took about 5 minutes. Reviewed on: 22nd November 2019

Easy Peasy

5
Applied for balance transfer card. Smooth approval. Easy balance transfer. Keep to the repayment conditions and this provides useful cashflow. Highly recommended. Reviewed on: 21st April 2019

amazing deal!

5
Got a really good deal for my credit card. Reviewed on: 17th November 2018

A Great card

5
Great card for money transfer. With low rates etc. Reviewed on: 9th November 2018

No Problems

4
Easy to apply. Quick to accept. No problem! Reviewed on: 10th June 2018

Balance Transfer

4
First balance transfer attempt failed due to a problem with going through Quidco, spoke to customer services on the phone and the were really helpful. 2nd Try was perfect. Reviewed on: 10th June 2018

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