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Halifax: Balance Transfer Credit Card reviews

Name: Balance Transfer Credit Card
Rating: 4.49 (55 reviews)

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4.52

Based on 55 reviews, last reviewed 5th Mar 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

61%

31%

Latest highest rating:

5

I opened a bank with Halifax as my main accont and i... I opened a bank with Halifax as my main accont and it helps me so much with saving and allowing me to see my out goings individually Reviewed on: 5th March 2025

Latest lowest rating:

2

Customer service is lacking The app works well, but when I closed my credit card to help my credit rating, some four months later they’ve still not updated the credit agencies. I... Read more Reviewed on: 5th February 2021

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About this product

Halifax Balance Transfer Credit Card reviews can help you to find out about the pros and cons of the Balance Transfer Credit Card credit card. What kind of features do Halifax customers like? Find out more about the Halifax Balance Transfer Credit Card by reading our trusted Smart Money People reviews. You can also write your own Halifax Balance Transfer Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Halifax Balance Transfer Credit Card reviews (55)

Review of the Halifax, Balance Transfer Credit Card:

Dated online GUI, slow service but excellent product.

In order for you to understand my experience I must first explain that I am a consultant and tend to travel a lot for work. For this reason I have a clarity credit card (Its an amazing offering and probably the best card to travel with.) However communication can be an issue when traveling. having traveled to San Francisco for 4 months I wanted to rely on the online interface that Halifax provide. This was a mistake. I was immediately having LOTS of trouble getting it up and running resetting the account access code while in San Francisco, (this is sent to you by post to your account address, so that was useless). I thought I would be all good to go, but I had forgotten my memorable data (as some people often do) so a long 45 min long distance skype call later I discovered I had to reset, not just my memorable data but also my password and then do the whole postal code thing again! so that is the end of trying to use online banking. Calling Halifax is an interesting affair, I have come to realize if you want to get hold of a human within a reasonable time you MUST phone during the week at 8-5 (working hours) otherwise you could be waiting a while. Once they do pick up its usually an EXTREMELY choppy line that you can not hear anything on and greeted by someone who asks if they can call you Mr *FIRST NAME* but ill be honest, once you make out what the agent is saying through the bad phone line they get the job done as quickly as possible and are very understanding. My last thoughts are that I can provide a side by side comparison of notifying the bank about traveling with my credit card and I do this for more than one card when going traveling. Halifax by far take the longest to get through to and complete the task. other banks (I shall not name them) will have it done within 5 mins or (usually) less of dialing their number. Reviewed on: 14th January 2015

I opened a bank with Halifax as my main accont and i...

I opened a bank with Halifax as my main accont and it helps me so much with saving and allowing me to see my out goings individually Reviewed on: 5th March 2025

If you want the best Halifax is the one for you

Great customer service and great communication about all there products never had a single problem. Reviewed on: 4th June 2024

Work place Sainbury sweing machine I did make dresse...

Work place Sainbury sweing machine I did make dresses I love that sweing Reviewed on: 11th April 2024

QuickResponse/FairLimits/Dowhattheysay

They do everything they say they can, Don't offer products then you apply and don't get Reviewed on: 3rd April 2023

Love my balance transfer card

Such a great card to have to help manage the budget. Reviewed on: 18th February 2023

Everything fine, Customer Service not 5* though

I asked for some advice/help re cost of loving increases and juggling payments and I got generic speel back, like they didn't read my words or really care, this was disappointing. The product itself is fine, and no issues. Reviewed on: 14th January 2023

Halifax credit card

Help to to clear my debt over months without paying interest, hassle free. Reviewed on: 8th July 2022

Good

Good banking company always there to help when in need Reviewed on: 18th February 2022

Great rate

I've always received good advice from Halifax and the Credit Card transfer option was one of the best on the market Reviewed on: 17th January 2022

Customer service is lacking

The app works well, but when I closed my credit card to help my credit rating, some four months later they’ve still not updated the credit agencies. I’ve got a letter to say the account is closed, but it’s also still showing as open in the app. I called them, but they weren’t really interested in helping. Reviewed on: 5th February 2021

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