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Halifax: Clarity Credit Card reviews

Name: Clarity Credit Card
Rating: 4.27 (259 reviews)

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4.11

Based on 259 reviews, last reviewed 8th Mar 2025

50% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

66%

17%

10%

Latest highest rating:

4

Perfect for Travelling The Halifax Clarity credit card offers zero commission purchases in foreign currencies making it great for travelling. Reviewed on: 2nd March 2025

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

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About this product

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax.

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Halifax Clarity Credit Card reviews (259)

Review of the Halifax, Clarity Credit Card:

Falls from grace

This was a great credit card for spending money abroad - affordable and simple to use. However they have recently changed the rules so that paying the money back early - for example to reduce the interest charged on cash withdrawals - does not reduce the direct debit charge for the next month. After several instances where my credit card was significantly in the positive I have been left with no choice but to cancel the direct debit and so am now avoiding using it where possible Reviewed on: 25th January 2020

Good

Had no problems with this card except that we could not have it as a joint account Reviewed on: 24th July 2018

Good card

Have had no trouble using this card and they are very security conscious. Good card to use abroad Reviewed on: 23rd July 2018

Great for travelling

Always use the Clarity Credit Card especially when abroad because you get a great exchange rate but also no transaction charges which all add up if using another type of credit card Reviewed on: 8th June 2018

Credit card for overseas spending

I use this card for holiday spending in Europe. There is no transaction fee and you always get the best exchange rate. I also received a special offer of almost a year's interest free credit on purchases. Reviewed on: 11th April 2018

Very convenient

No currency exchange fee when abroad is the winner for me Reviewed on: 4th April 2018

Best Credit card for abroad

This is the best card to take abroad, it does not charge you any fees when using to purchase goods. It is also good for using in this country too Reviewed on: 4th April 2018

Really great card

An excellent credit card which I can rely on when travelling or when at home Reviewed on: 4th April 2018

I got a good rate for the credit Card

As a new Halifax credit card owner, I am delighted with the ease of using it, the credit card is on the app I already use making it easy to check and it is a good rate. Reviewed on: 4th April 2018

Good rates

Card came quick. Good rates on overseas transactions Reviewed on: 4th April 2018

Holiday disaster

I don't know we're to start right from the word go this card ruined our holiday to Australia , with constant declines then would work. Had to relie on friends and strangers for help. Now back shall be making a visit to the Halifax to complain after being told it will work every were. Reviewed on: 17th March 2018

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