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Halifax: Clarity Credit Card reviews

Name: Clarity Credit Card
Rating: 4.27 (259 reviews)

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4.11

Based on 259 reviews, last reviewed 8th Mar 2025

50% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

66%

17%

10%

Latest highest rating:

4

Perfect for Travelling The Halifax Clarity credit card offers zero commission purchases in foreign currencies making it great for travelling. Reviewed on: 2nd March 2025

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

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About this product

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax.

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Halifax Clarity Credit Card reviews (259)

Review of the Halifax, Clarity Credit Card:

Falls from grace

This was a great credit card for spending money abroad - affordable and simple to use. However they have recently changed the rules so that paying the money back early - for example to reduce the interest charged on cash withdrawals - does not reduce the direct debit charge for the next month. After several instances where my credit card was significantly in the positive I have been left with no choice but to cancel the direct debit and so am now avoiding using it where possible Reviewed on: 25th January 2020

Travel Right

We always use our clarity Card for ease of use and the best rates for travel cash. Reviewed on: 11th February 2018

Great

Used for holiday no problem would recommend. Reviewed on: 11th February 2018

Great travel credit card

Excellent use of credit card for hols. Reviewed on: 10th February 2018

Great exchange rate

Perfect for holiday spends! A great exchange rate Reviewed on: 10th February 2018

Trying to use the card abroad

In the days when you could phone the bank to tell them you were going abroad, there was never a problem. Now they say, there's no need to tell us. However i did call Halifax to clarify charges on the card, and at the same time told them i was going to India. On arrival in India, i went to the ATM only to have my card rejected. The ATM then also rejected my Halifax debit card. By this time there was a queue behind me to use the ATM. So i went to the currency exchange and changed some British pounds. In the taxi on the way to the hotel, received two texts asking if i had attempted to use my cards. I responded to both texts and received another two thanking me for using the fraud line and that i should wait another ten minutes before attempting to use the cards again. All well and good but the system doesn't work as well as it used to and will now have to pay for all six texts. Reviewed on: 5th February 2018

Great card to have when travelling

No fees on spending or withdrawing cash when abroad what more could you want. Reviewed on: 16th January 2018

Cheapest credit card to use abroad

Low rates and no fees on spending or withdrawing cash abroad. Reviewed on: 14th January 2018

Great for going overseas

this card is fantastic for usage overseas. We have used this on several holidays and it always works out the best value Reviewed on: 13th January 2018

Great overseas card

Great credit card for using overseas with no charges for spending Reviewed on: 2nd December 2017

Simple, No Nonsense C/C

This is the best way to look after your cash whilst abroad. No hidden charges. Reviewed on: 25th November 2017

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