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Halifax: Clarity Credit Card reviews

Name: Clarity Credit Card
Rating: 4.27 (259 reviews)

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4.11

Based on 259 reviews, last reviewed 8th Mar 2025

50% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

66%

17%

10%

Latest highest rating:

4

Perfect for Travelling The Halifax Clarity credit card offers zero commission purchases in foreign currencies making it great for travelling. Reviewed on: 2nd March 2025

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

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About this product

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax.

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Halifax Clarity Credit Card reviews (259)

Review of the Halifax, Clarity Credit Card:

Falls from grace

This was a great credit card for spending money abroad - affordable and simple to use. However they have recently changed the rules so that paying the money back early - for example to reduce the interest charged on cash withdrawals - does not reduce the direct debit charge for the next month. After several instances where my credit card was significantly in the positive I have been left with no choice but to cancel the direct debit and so am now avoiding using it where possible Reviewed on: 25th January 2020

Great customer service. Best bank yet!

When setting up the credit card, the staff were lovely. Kept to their time slots. Over the phone was even better, phoned to arrange direct debit from current account. Lady was very helpful set up online banking, inputted all the countries I was travelling to and took away the usual hassles of banking Reviewed on: 7th November 2017

wonderful

no charge abroad - no charge abroad - Reviewed on: 7th November 2017

Clarity Credit Card

Best rates anywhere in the world. Amazing! Reviewed on: 6th November 2017

Great When Travelling

Ive now used my clarity card several occasions when abroad and am converted! Far easier than trying to guess how much money I’m likely to use and being left with extra coins at the end of the holiday! Reviewed on: 6th November 2017

Never leave home without it!

The Clarity Credit Card allows us to use it at home and abroad without extortionate charges. It's a shame that the monthly £5 bonus for a £300 spend is no more, but it's still a very competitive card, and great for travelling. Reviewed on: 6th November 2017

Best Credit card for abroad

This is the best credit card I have found to use abroad, it allows you to purchase goods without the 2.75% fee that most of the other cards charge. I never travel without it Reviewed on: 6th November 2017

Brilliant. Essential for travel

This credit card was a lifesaver while I spent five weeks travelling in south america. Not wanting to take all the money needed for such a long trip in one lump sum I was worried about credit card charges too. This card offers free cash withdrawals from anywhere so I was able to withdraw sometimes daily and only carry around a minimum amount of cash. Reviewed on: 3rd November 2017

Foreign currency

Tha clarity card gives a very good rate of exchange when used abroad. Recently in Canada and card was accepted everywhere Reviewed on: 1st October 2017

Perfect travel companion

Travel abroad a lot and use clarity card for everyday cash and spending. Get best rate and so far no extra charges for withdrawing cash or paying bills although I understand some foreign banks may charge. The perfect travel companion Reviewed on: 29th September 2017

Free to use Abroad

Perfect card for holidays as it's free to use in shops and restaurants and you get a better rate than exchanging currency. I also withdraw cash at the cashloing and then pay it off on my App so I don't pay any interest. So saves bringing loads of cash away with you when you go on holiday. I think it's a brilliant card. Reviewed on: 11th June 2017

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