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Halifax: Ultimate Reward Current Account reviews

Name: Ultimate Reward Current Account
Rating: 4.17 (98 reviews)

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3.97

Based on 98 reviews, last reviewed 7th Apr 2025

200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

60%

24%

12%

Latest highest rating:

5

Have been a Halifax Uktimate Reward Customer for Man... Have been a Halifax Uktimate Reward Customer for Many years the additional benefits are excellent. I had to use the locks and security benefit. Fantas... Read more Reviewed on: 7th April 2025

Latest lowest rating:

1

Registered disabled not a priority, . Registered disabled , paid for this service for years, couldn't review as not had to use before.Didn't communicate , lied, left a Registered disabled ... Read more Reviewed on: 29th December 2024

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About this product

The Halifax Ultimate Reward Current Account charges a monthly fee, offering a range of rewards including cinema tickets and digital magazines. Account holders can enjoy various additional benefits. These include travel insurance, breakdown cover, mobile phone insurance and home emergency cover.

Choosing the right rewards account can be difficult. It’s important that you will benefit from the rewards on offer and are able to meet the criteria to receive them. It’s also important that the provider is reputable. Read our Halifax Ultimate Reward Current Account reviews to learn more about the provider and product.

Find out how long account holders have had their accounts, and how satisfied they are with the service they’ve received. Learn about the Halifax mobile banking app and the features it has to offer. Read about the rewards available with the account and how valuable customers find them to be. Learn how responsive the customer service team is to be confident that Halifax can swiftly resolve any issues. Make an informed decision when opening your new account by reading our reviews.

If you have an Ultimate Reward Current Account with Halifax, share your honest experience with our Smart Money People community. Why did you choose this account and has it lived up to expectations? Do you find yourself redeeming rewards often? What’s your favourite thing about the account? Are there any aspects that you feel could be improved? Share any experience you’ve had with the customer service team. Would you recommend the account to your family and friends? Whether good or bad, write a Halifax Ultimate Reward Current Account review today.

Halifax Ultimate Reward Current Account reviews (98)

Review of the Halifax, Ultimate Reward Current Account:

Very good and happy

I love Halifax they also sort problems instantly and always help every way possible . Reviewed on: 4th November 2015

Amazing services brilliant

Love Halifax bank lovely staff and service very helpful and understanding always happy to help and on hand anytime will be closing my incompetence Triodos account and just going to use this account from now on Reviewed on: 17th March 2022

Awesome bank service

I love this account always very helpful and understanding lovely people in the branch and very honest same as the customer service online and over phone of opened this account with no problem and I'm going to close my incompetent account Triodos and use this one only Reviewed on: 16th March 2022

Highly recommended bank

Great account with so many extras well worth the £17. My favourite is the AA cover, travel insurance and money smart option. This account has it all and well worth the money. Halifax as always brings you first class offers, support, advice, top class customer care and all done online or in store. Highly recommended so check it out as you won’t be disappointed. They definitely get a five star ⭐️ Rating across the board. Reviewed on: 25th January 2022

travel insurance

regarding travel insurance help and support waited 1 hour on the phone still no answer Reviewed on: 19th October 2021

Convenient App

I have been a customer since the mid 80s. Although in recent years I have mainly managed my accounts through the App which I find very good and easy enough to navigate. When I have had to visit a branch, I found it a bright environment friendly staff. However some years ago I applied for a personal loan and I was turned down because I had not been in my new address for more than 6 months, although I had the account with them for 14 years at the address I moved from! I found that the ' Personal' loan was not that personal at all, as the computer just said NO! In all the time I have held the account I have never been in the red, quite the opposite! Needless to say, I would never apply for a loan or other products they offer. It's just convenient. Reviewed on: 11th August 2021

Decent account

Online Banking and general customer service is really good. It has become quite expensive, and be aware that the insurance "perks" offer only the lowest possible level of service and cover. AA cover wont get you home, mobile phone cover charges you £100 you a replacement handset of their choosing, etc. etc. So check its suitable for you. Reviewed on: 10th August 2021

Great account

Always very helpful,honest and reliable Reviewed on: 15th April 2021

Good perks for the price

Good perks of course are only good if you use them. I've banked with Halifax for the majority of my life and generally found their service excellent. I've used a number of their products over the years but in general, have found the ultimate reward account to be a good balance of bang for the buck. Reviewed on: 25th March 2021

Great customer service and perks

Great perks and easy/friendly service. Branches in many useful locations. Reviewed on: 18th February 2021

Brilliant power of attorney service

They just made an emotional time much easier is an efficient and friendly way Reviewed on: 17th February 2021

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