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Halifax: Ultimate Reward Current Account reviews

Name: Ultimate Reward Current Account
Rating: 4.17 (98 reviews)

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3.98

Based on 98 reviews, last reviewed 7th Apr 2025

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

60%

24%

12%

Latest highest rating:

5

Have been a Halifax Uktimate Reward Customer for Man... Have been a Halifax Uktimate Reward Customer for Many years the additional benefits are excellent. I had to use the locks and security benefit. Fantas... Read more Reviewed on: 7th April 2025

Latest lowest rating:

1

Registered disabled not a priority, . Registered disabled , paid for this service for years, couldn't review as not had to use before.Didn't communicate , lied, left a Registered disabled ... Read more Reviewed on: 29th December 2024

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About this product

The Halifax Ultimate Reward Current Account charges a monthly fee, offering a range of rewards including cinema tickets and digital magazines. Account holders can enjoy various additional benefits. These include travel insurance, breakdown cover, mobile phone insurance and home emergency cover.

Choosing the right rewards account can be difficult. It’s important that you will benefit from the rewards on offer and are able to meet the criteria to receive them. It’s also important that the provider is reputable. Read our Halifax Ultimate Reward Current Account reviews to learn more about the provider and product.

Find out how long account holders have had their accounts, and how satisfied they are with the service they’ve received. Learn about the Halifax mobile banking app and the features it has to offer. Read about the rewards available with the account and how valuable customers find them to be. Learn how responsive the customer service team is to be confident that Halifax can swiftly resolve any issues. Make an informed decision when opening your new account by reading our reviews.

If you have an Ultimate Reward Current Account with Halifax, share your honest experience with our Smart Money People community. Why did you choose this account and has it lived up to expectations? Do you find yourself redeeming rewards often? What’s your favourite thing about the account? Are there any aspects that you feel could be improved? Share any experience you’ve had with the customer service team. Would you recommend the account to your family and friends? Whether good or bad, write a Halifax Ultimate Reward Current Account review today.

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Halifax Ultimate Reward Current Account reviews (98)

Very good and happy

I love Halifax they also sort problems instantly and always help every way possible . Reviewed on: 4th November 2015

Efficient and helpful

I've banked with Halifax for over 15 years and held the Ultimate Reward account for 9 years. The benefits associated with the account are genuinely useful and really easy to access, particularly the Breakdown cover you get as standard. Really good value for money and any queries are dealt with quickly and helpfully. Reviewed on: 19th October 2015

Rewarding experience

A great free account that gives me rewards for being a customer. Have found that the app can be a little temperamental - but that often happens at 2am! Reviewed on: 9th September 2015

Good service and product features

Have had the ultimate reward account for a number of years now but have recently used a number of its features. Had a window broken in our house and the home emergency cover that comes with the account came in useful. The operator was very helpful and within a number of hours the workmen had arrived at our house to board up the window. Travel insurance that comes with the account is also very good. Reviewed on: 26th August 2015

Fantastic Service

Went into my local branch because I needed to change my address, I expected this to be a long drawn out process where I had to fill out a huge change of address form and provide numerous forms of proof of address as I have experienced in the past. But they simply took a look at my card and my ID and changed it for me right there and then on the spot! Reviewed on: 26th August 2015

Hassle-free and useful perks

I've been with Halifax a number of years now - essentially they were offering £100 free to anyone who set up a new current account so I decided to change. The perks with this account make it extremely worthwhile: travel insurance, emergency home repair cover, mobile phone insurance (even on iPhones) and breakdown cover for £15pm is fantastic. It drops to £10pm if you deposit a certain amount and have two direct debits too. The perks cover several people so my wife and I have this as a joint account - don't make the mistake of keeping them separate if you have a partner. The app is really easy to use too. My only criticism would be that they still communicate important information by post - I'd be happy to receive this by email. A minor complaint though. Reviewed on: 12th August 2015

Excellent but without the charge

The ultimate reward account is so good but, on the downside your paying £10 a month not for that much if you dont remember about the perks. The bank itself I love as I've always bank with them. Maybe do the perks for free and not charge. Reviewed on: 10th August 2015

Fair Fees and Amazing Extras

I switched to the Ultimate Reward Current Account on the advice of a Halifax sales person about a year ago. The sales person actually suggested I change for the most mundane reason -- I usually spent about 20 days out of 30 overdrawn by up to £200, and with the Ultimate Reward Current account, for a £15 fee you can be up to £300 overdrawn for no additional charge. So, for the sake of a few quid savings, I changed. I didn't even know at this time what extras came with this account, but -- wow. The one that's been most useful to me is the AA membership. This is FREE, and it's not even just the most basic membership -- it's the slightly more advanced type where if your car battery dies in your driveway, they'll come and sort that for you too. I've used this twice in the past year and it's made the switch worth it all by itself. On top of that, there's also free holiday insurance, free mobile phone insurance, and a whole load of regular cashback extras. For a £15 a month fee that in my case is actually less than I was paying in bank fees before, this is actually a massive saving all round. Apart from this, Halifax are very easy to deal with, have UK based call centres in friendly northern cities and try hard to get you the best deals they can. I highly recommend this account even just if you're someone who has need of the AA. Getting that for basically free is a brilliant perk. Reviewed on: 9th August 2015

rewarding account free £5 money each month!!

Halifax current rewards account is easy flexible simple and rewards you each month. Always on hand to help you and any complaints are solved quickly. Halifax is the best Reviewed on: 9th August 2015

Customer relations can be testing at time

I like Halifax and the Ultimate Reward account in general, however the staff can be quite surly at times. I know people are people and sometimes we all have an off day, but a few too many off days recently Reviewed on: 13th July 2015

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