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Halifax: Ultimate Reward Current Account reviews

Name: Ultimate Reward Current Account
Rating: 4.19 (95 reviews)

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3.99

Based on 95 reviews, last reviewed 11th Jun 2024

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

59%

25%

12%

Latest highest rating:

5

Really good banking. Really good banking. Customer service very helpful. Reviewed on: 11th June 2024

Latest lowest rating:

1

Beware its a con If your water in your heating system is not crystal clear like Buxton spring water they will not repair your boiler which proberbly amounts to 90% of ... Read more Reviewed on: 23rd January 2024

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About this product

The Halifax Ultimate Reward Current Account charges a monthly fee, offering a range of rewards including cinema tickets and digital magazines. Account holders can enjoy various additional benefits. These include travel insurance, breakdown cover, mobile phone insurance and home emergency cover.

Choosing the right rewards account can be difficult. It’s important that you will benefit from the rewards on offer and are able to meet the criteria to receive them. It’s also important that the provider is reputable. Read our Halifax Ultimate Reward Current Account reviews to learn more about the provider and product.

Find out how long account holders have had their accounts, and how satisfied they are with the service they’ve received. Learn about the Halifax mobile banking app and the features it has to offer. Read about the rewards available with the account and how valuable customers find them to be. Learn how responsive the customer service team is to be confident that Halifax can swiftly resolve any issues. Make an informed decision when opening your new account by reading our reviews.

If you have an Ultimate Reward Current Account with Halifax, share your honest experience with our Smart Money People community. Why did you choose this account and has it lived up to expectations? Do you find yourself redeeming rewards often? What’s your favourite thing about the account? Are there any aspects that you feel could be improved? Share any experience you’ve had with the customer service team. Would you recommend the account to your family and friends? Whether good or bad, write a Halifax Ultimate Reward Current Account review today.

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Halifax Ultimate Reward Current Account reviews (95)

Great account

Easy to use app, local branches very helpful Reviewed on: 20th April 2017

All in all, a decent product

Gives a wide range of benefits however they have put the monthly price up that you pay for these benefits Reviewed on: 9th February 2017

Fantastic account with great benefits

The ultimate reward account offers great benefits such as travel insurance, mobile phone insurance and AA breakdown cover, Halifax are friendly and helpful over the phone and offer fantastic customer service. Reviewed on: 3rd February 2017

Can't complain

Never had any problems, quick to help, always got what I needed Reviewed on: 16th January 2017

Fantastic service with great benefits

The Halifax ultimate reward account is fantastic, it comes with lots of benefits including travel insurance, mobile phone insurance and get paid for switching Reviewed on: 11th January 2017

A nice bank but wouldn't allow any facilities

I recently passed my driving test and purchased a car and so I upgraded my Reward account to Ultimate Reward for their breakdown cover. I never got the chance to use it though thankfully, so I can't review that as such. But I wanted to add a credit card to my account and was rejected numerous times. But a bank I hold with another bank recently gave me a £1000 overdraft when I needed it, with no questions asked. Although I was thinking of moving a lot to my Halifax account so I thought that the overdraft would work better there, so I applied for a £500 one online and was rejected. I put it down to £300, still rejected. I even phoned up and was still rejected there. Lloyds Bank and Halifax are virtually the same, so I tested this on my Lloyd's account, they accepted me right away. I can get overdrafts and credit cards from other banks, just not Halifax. I just looked at another bank, they have better breakdown cover. I haven't applied for an overdraft yet, but I applied for a credit card and they offered me it straight away, giving me a £3500 credit limit straight away. I just don't understand why Halifax are so strict with their criteria because I have a good credit score and I've managed credit really well Reviewed on: 17th September 2016

cashback - a nice extra

I received some cashback just by using my card at a particular shop. I didn't realise I had done it until the cash appeared going in to my account on my statement Reviewed on: 8th May 2016

Good customer service

Always friendly on the telephone and happy to help. Have been understanding when I have been in financial difficulty - something Nationwide were NOT! Reviewed on: 19th February 2016

Much better than Lloyds!

I swapped to the Halifax a few years ago as I was being hounded by Lloyds TSB. Eventually they were ringing us a couple of times a week. The Halifax have been fantastic and in 4 years I haven't had one phone call from them. Reviewed on: 16th February 2016

Great bank!

I love Halifax as they reward me with £5 if I don't use my overdraft. They've also always been professional, helpful and easy to contact too. Reviewed on: 16th February 2016

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