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Halifax: Ultimate Reward Current Account reviews

3.97
Based on 98 reviews, last reviewed 7th Apr 2025
200% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
60%
See only 4 star reviews
24%
See only 3 star reviews
3%
See only 2 star reviews
1%
See only 1 star reviews
12%

Latest highest rating:

5

Have been a Halifax Uktimate Reward Customer for Man... Have been a Halifax Uktimate Reward Customer for Many years the additional benefits are excellent. I had to use the locks and security benefit. Fantas... Read more Reviewed on: 7th April 2025
Adam's avatar
Adam

Latest lowest rating:

1

Registered disabled not a priority, . Registered disabled , paid for this service for years, couldn't review as not had to use before.Didn't communicate , lied, left a Registered disabled ... Read more Reviewed on: 29th December 2024
Amanda Casey's avatar
Amanda Casey

About this product

The Halifax Ultimate Reward Current Account charges a monthly fee, offering a range of rewards including cinema tickets and digital magazines. Account holders can enjoy various additional benefits. These include travel insurance, breakdown cover, mobile phone insurance and home emergency cover.

Choosing the right rewards account can be difficult. It’s important that you will benefit from the rewards on offer and are able to meet the criteria to receive them. It’
...

Halifax Ultimate Reward Current Account reviews (98)

Review of the Halifax, Ultimate Reward Current Account:

Everything I need

5
It's a fantastic account to have. I couldn't do without the benefits which come with it. It's a small amount to pay to know I'm protected with my phone or car. I have recommended to many friends and family. Reviewed on: 10th January 2023

Awesome bank service

5
I love this account always very helpful and understanding lovely people in the branch and very honest same as the customer service online and over phone of opened this account with no problem and I'm going to close my incompetent account Triodos and use this one only Reviewed on: 16th March 2022

Highly recommended bank

5
Great account with so many extras well worth the £17. My favourite is the AA cover, travel insurance and money smart option. This account has it all and well worth the money. Halifax as always brings you first class offers, support, advice, top class customer care and all done online or in store. Highly recommended so check it out as you won’t be disappointed. They definitely get a five star ⭐️ Rating across the board. Reviewed on: 25th January 2022

travel insurance

1
regarding travel insurance help and support waited 1 hour on the phone still no answer Reviewed on: 19th October 2021

Convenient App

4
I have been a customer since the mid 80s. Although in recent years I have mainly managed my accounts through the App which I find very good and easy enough to navigate. When I have had to visit a branch, I found it a bright environment friendly staff. However some years ago I applied for a personal loan and I was turned down because I had not been in my new address for more than 6 months, although I had the account with them for 14 years at the address I moved from! I found that... Reviewed on: 11th August 2021

Decent account

4
Online Banking and general customer service is really good. It has become quite expensive, and be aware that the insurance "perks" offer only the lowest possible level of service and cover. AA cover wont get you home, mobile phone cover charges you £100 you a replacement handset of their choosing, etc. etc. So check its suitable for you. Reviewed on: 10th August 2021

Great account

5
Always very helpful,honest and reliable Reviewed on: 15th April 2021

Good perks for the price

5
Good perks of course are only good if you use them. I've banked with Halifax for the majority of my life and generally found their service excellent. I've used a number of their products over the years but in general, have found the ultimate reward account to be a good balance of bang for the buck. Reviewed on: 25th March 2021

Great customer service and perks

5
Great perks and easy/friendly service. Branches in many useful locations. Reviewed on: 18th February 2021

Brilliant power of attorney service

5
They just made an emotional time much easier is an efficient and friendly way Reviewed on: 17th February 2021

Fantastic value if you use the benefits

5
As long as you avail of the overdraft it’s good value. Over the last few years we have had occasion to use the AA, Travel and Mobile phone insurance. Each time it has been a quick and satisfactory response. I would definitely recommend this product. Reviewed on: 26th December 2020

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