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Hastings Direct: Car Insurance reviews

3.11
Based on 641 reviews, last reviewed 24th Jan 2025
100% decrease in 5 star reviews
in the past 90 days
20% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
34%
See only 4 star reviews
20%
See only 3 star reviews
7%
See only 2 star reviews
5%
See only 1 star reviews
34%

Latest highest rating:

5

Sensible approach to black box (You Drive) policy. I had a black box (You Drive) policy. My car needed repairs which took several weeks and meant I wasn't driving it. Hastings Direct contacted me askin... Read more Reviewed on: 20th October 2024
Katie M's avatar
Katie M

Latest lowest rating:

1

Accidental Damage Reviews should be given on the back of a good or bad service. Not if you got a cheaper quote! This company is run by a bunch of fraudsters. My claim w... Read more Reviewed on: 24th January 2025
Oleg SS's avatar
Oleg SS

About this product

Looking for your new car insurance provider? Check out the Hastings Direct car insurance reviews on Smart Money People, left by genuine customers to help you make an informed decision when choosing your next provider.

Founded in 1997, Hastings Direct offers car, van, bike and home insurance, providing flexible policies with a wide range of optional extras. Its car insurance policies come with varying levels of cover, alongside a telematics policy, YouDrive, which rewards good driving with lower renewal rates.

What factors do you consider to be most important when choosing a car insurance provider? Are you looking for a telematics policy that can save you money? Perhaps you require breakdown cover or courtesy car cover? What about windscreen cover, or protection from vandalism? Whatever your needs, check out our Hastings Direct car insurance reviews to see how existing customers rate their policies.

Have you had a Hastings Direct car insurance policy? Share your experience with the Smart Money People community to help us increase trust and transparency in financial services. Tell us how satisfied you were with the price of the premium, and whether you managed to find cover for all of your needs? If you’ve had a YouDrive policy, did you find the scoring of your driving fair, and did you find a noticeable discount on your renewal? Leave a Hastings Direct car insurance review today and help other drivers.

Hastings Direct Car Insurance reviews (641)

Review of the Hastings Direct, Car Insurance:

CheekyCharges Campaigner

3
Well i had already been with them a year, and they sent my quote for the next year and it was over 50% more than the previous year even though i was in double figures for no-claims and there were no changes from last year. So I decided to used a comparison website and inputting the same details as on the quote, the same company came up as the cheapest insurers on the comparison website, at over 50% less than their quote. So i called them and asked why i had 2 quotes with such different prices and they couldn't answer me, they also tried to quote me a price that was between my two other quotes and when i said it would be cheaper for me to leave them now, and then re-join them with my online quote their answer was 'So why did you bother calling then?' I was simply amazed at that! So the Golden rule should always be- NEVER accept the quote from your current insurers without looking around first, it will save you a fortune! Reviewed on: 6th March 2016

Best quote

5
Quick and easy. Hassle free.......... Reviewed on: 17th August 2023

Does the job

3
Can't say anything beyond it does what you expect. Don't hear from them but I haven't really had to be in contact for any reason. Auto renewal of policy is a pain in the backside however as they make it difficult to turn off. Reviewed on: 9th August 2023

Best car insurance company

5
Great service, easy to use app, customer support is very friendly and was extremely reliable and helpful after a crash I had. They made everything so simple! Reviewed on: 8th August 2023

Listen too you eventually

4
Used them for occasional travel in a third car.Used a monitor linked to a phone app.Once it was made clear to them that it was an “occasional “ use vehicle they stopped harassing me and accepted the use I’d signed up for. Reviewed on: 8th August 2023

Lied directly to both my son and myself, untrustworthy atworthy

1
They talk a good game, but have so many loopholes to avoid paying out that you'd have to be Saul Goodman to stand a chance. One of their operatives lied directly to both my son and I individually. It is a long tedious story and I won't bore you with the details, since the complaint is still ongoing, but I will tell you that they are dishonest grifters and absolutely not to be trusted at all. Reviewed on: 8th August 2023

Good price - kind of

3
Cheapest around for car insurance, but £20 just to change my address and I was the one who did it online Reviewed on: 4th August 2023

Terrible

1
No communication. Terrible. Cancelled a policy whilst I was away without trying to phone/text me, with one email that went to spam and no other attempts. Tried to sort, but they were as useless as I’d come to expect Reviewed on: 2nd August 2023

Hastings

5
Hastings are cheap and with a proper contact centre!! Reviewed on: 1st August 2023

Prompt and efficient when needed

4
When needed the were prompt and efficient. They talked me through what would happen and asked if I had any questions or if there was there anything else I may need help with. I felt assured of their service. Reviewed on: 28th July 2023

Easy to deal with claims

4
When I had to make a no-fault claim, they set me up with a courtesy car same day and were quick to get the repairs started. Reviewed on: 27th July 2023

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