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Hastings Direct: Car Insurance reviews

3.11
Based on 641 reviews, last reviewed 24th Jan 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
34%
See only 4 star reviews
20%
See only 3 star reviews
7%
See only 2 star reviews
5%
See only 1 star reviews
34%

Latest highest rating:

5

Sensible approach to black box (You Drive) policy. I had a black box (You Drive) policy. My car needed repairs which took several weeks and meant I wasn't driving it. Hastings Direct contacted me askin... Read more Reviewed on: 20th October 2024
Katie M's avatar
Katie M

Latest lowest rating:

1

Accidental Damage Reviews should be given on the back of a good or bad service. Not if you got a cheaper quote! This company is run by a bunch of fraudsters. My claim w... Read more Reviewed on: 24th January 2025
Oleg SS's avatar
Oleg SS

About this product

Looking for your new car insurance provider? Check out the Hastings Direct car insurance reviews on Smart Money People, left by genuine customers to help you make an informed decision when choosing your next provider.

Founded in 1997, Hastings Direct offers car, van, bike and home insurance, providing flexible policies with a wide range of optional extras. Its car insurance policies come with varying levels of cover, alongside a telematics policy, YouDrive, which rewards good driving with lower renewal rates.

What factors do you consider to be most important when choosing a car insurance provider? Are you looking for a telematics policy that can save you money? Perhaps you require breakdown cover or courtesy car cover? What about windscreen cover, or protection from vandalism? Whatever your needs, check out our Hastings Direct car insurance reviews to see how existing customers rate their policies.

Have you had a Hastings Direct car insurance policy? Share your experience with the Smart Money People community to help us increase trust and transparency in financial services. Tell us how satisfied you were with the price of the premium, and whether you managed to find cover for all of your needs? If you’ve had a YouDrive policy, did you find the scoring of your driving fair, and did you find a noticeable discount on your renewal? Leave a Hastings Direct car insurance review today and help other drivers.

Hastings Direct Car Insurance reviews (641)

Review of the Hastings Direct, Car Insurance:

CheekyCharges Campaigner

3
Well i had already been with them a year, and they sent my quote for the next year and it was over 50% more than the previous year even though i was in double figures for no-claims and there were no changes from last year. So I decided to used a comparison website and inputting the same details as on the quote, the same company came up as the cheapest insurers on the comparison website, at over 50% less than their quote. So i called them and asked why i had 2 quotes with such different prices and they couldn't answer me, they also tried to quote me a price that was between my two other quotes and when i said it would be cheaper for me to leave them now, and then re-join them with my online quote their answer was 'So why did you bother calling then?' I was simply amazed at that! So the Golden rule should always be- NEVER accept the quote from your current insurers without looking around first, it will save you a fortune! Reviewed on: 6th March 2016

Failed to auto-renew

1
They sent an email to say my policy would auto-renew in April 2023. It didn't renew and I didn't realise until I got warning letter from local the police. There is almost no way of contacting this company so I did it by making a compaint which wasn't acknowedged by email. I've now gone with Chuchill who are almost as cheap and were happy to talk to me. Reviewed on: 16th June 2023

easy on-line

4
was easy to set up car insurance on-line with hastings direct Reviewed on: 3rd June 2023

paying more then last year

2
i am paying more then last year. i had a poor automatic renewal. Reviewed on: 1st June 2023

Best price, easy app

5
Used Hastings based on a price comp website. Happy they have all the information needed in an app and any claims/renewals can be done in-app. Reviewed on: 1st June 2023

Easy and competitive price

4
Been with Hastings for a few years now as I found the best price car insurance and had no issues with them so far. The app is easy to use and follow. Reviewed on: 31st May 2023

Easy, quick and the cheapest for us

5
I got my first car so I know insurance was going to be expensive but Hastings, as always, was the cheapest option for me. It offered all of the usual car coverage but for less which is amazing. It was so quick and easy to sign up, I didn’t have to call anybody - I just did it all online! It took about 20 minutes. My husbands car is also under them and we haven’t had an issue so far. Thank you! Reviewed on: 31st May 2023

Amazing customer service

5
Anytime I would call for a query I would always find helpful customer service reps. The one time I had to make a claim, I felt like I was treated like a human rather than just a statistic. Reviewed on: 31st May 2023

Never had issue

5
Hastings direct have always given me the best price and I’ve never had issue with them - when I’ve had to claim they’ve been swift and easy Reviewed on: 31st May 2023

Horrible at renewal time

1
When renewal time come they will send you a new quote that is several hundred pounds than the year before. So obviously you will go for a better deal from elsewhere. They you get an email saying that they will take your money and renew you automatically. The only way to stop this is to phone them up which is a massive waste of time. Took ages on hold. Fortunately, you can spend this time writing scathing reviews to make you feel a little better. Reviewed on: 31st May 2023

Scam

1
I had insurance for just three months. They cancelled for no reason at all and now I have to pay twice my insurance. Besides they will not refund and charge ridiculous cancellation fees. Why do the British people have to suffer from those unscrupulous scams? And when will this govt intervene? Reviewed on: 27th May 2023

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