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HSBC: Bank Account reviews

3.67
Based on 1,264 reviews, last reviewed 11th Mar 2025
733% increase in 5 star reviews
in the past 90 days
20% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
44%
See only 4 star reviews
24%
See only 3 star reviews
11%
See only 2 star reviews
6%
See only 1 star reviews
15%

Latest highest rating:

5

Excellent reminder service Will inform me of any direct debits coming up or due the next day, very helpful Reviewed on: 11th March 2025
sukhwinder parmar's avatar
sukhwinder parmar

Latest lowest rating:

2

Easy to use. Easy to use. Terrible interest rates. Secure to access. Reviewed on: 2nd March 2025
RC's avatar
RC

About this product

The HSBC Bank Account gives access to a range of other offers, with no monthly account fee.

With an HSBC Bank Account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC Bank Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Bank Account reviews (1264)

Review of the HSBC, Bank Account:

Shocking

1
Used telephone banking to change my address as I have moved. The person I spoke to was not at all clear and spoke very quietly I asked them if they would talk louder but throughout the call they spoke very quietly. They told me after about half an hour that I had not passed the security questions and that the account was locked and I would have to go into a branch of the bank to rectify. The only branch in Northampton is in the town center is closed until 19th December?? My personal account details are being sent to the old address where all the occupants will now have access to my account?? Reviewed on: 25th November 2022

Excellent bank account

5
Really pleased with HSBC who I've banked with for a number of years Reviewed on: 5th February 2023

Straightforward no hassle

4
HSBC current account is easy to use and set up, its simple and cheap so long as you keep in credit and not go into the overdraft. Useful notifications if you do stray over. Reviewed on: 3rd February 2023

OK

3
Nothing special but does everything I want my account to do Reviewed on: 2nd February 2023

Shame local branch is closing

3
I have been happy with their service but unfortunately my local bank is only open on weekdays and is now closing. App is easy to use. Reviewed on: 1st February 2023

Just works

5
App always works. Online always works.Payments are always fast. Cheques can be paid in easily. Every thing just works as it should. The fraud team are excellent. They have branches so you can still go and see a human if needed. I paid my HSBC mortgage off no fuss, land registry charge all dealt with automatically. The price you pay for all this is no intrest. But for a current account that you can 100% trust and rely on,its a price worth paying. I have opened accounts with almost all the other high street banks and online /app only ones in search off better rates/ welcome bonus . In the end they all get closed but HSBC remains the account i trust for my wages to be paid into.The only one which comes close is first direct - which is a HSBC spin off. Reviewed on: 1st February 2023

Great bank

5
I’m a very happy customer and I have been with them since I was 10 Reviewed on: 1st February 2023

HSBC account

4
I am a HSBC customer for yeras. I really appreciate how they improve their app lately. Reviewed on: 1st February 2023

A great bank with low rates and great support

5
I have been with HSBC since I opened my bank account. They've been brilliant - offer very generous overdraft for students to use in emergencies, great customer support I never have problems with, reliable messaging, the list goes on...! Reviewed on: 1st February 2023

Bad Credit Rating

1
Gave me a bad credit rating even though I had never missed a payment. Reviewed on: 1st February 2023

Being looked after

5
This Bank has always offered me security. Reviewed on: 1st February 2023

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