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HSBC: Bank account reviews

3.65
Based on 1,311 reviews, last reviewed 15th Oct 2025
75% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
45%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
5%
See only 1 star reviews
16%

Latest highest rating:

5

The person that attended to me was sp helpful and... The person that attended to me was sp helpful and calm to sort out my problems and respectful Reviewed on: 15th October 2025
Funmi S's avatar
Funmi S

Latest lowest rating:

1

Terrible experience Please please please do not open a business account with HSBC. I just started a new business and decided to open an account with HSBC. I transferred £... Read more Reviewed on: 3rd October 2025
Laura Bennett's avatar
Laura Bennett

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Bank account reviews (1311)

HSBC is amazing, easy to access online or visit as there are plenty of stores.

4
I have a credit card and student account at HSBC. There is plenty of access online, apps and there are plenty of banks around so you can always visit. It is amazing and the staff are incredible, there's always someone available and they're always so friendly and helpful! Reviewed on: 29th April 2015

HSBC are always reliable.

5
I am so grateful for the ease of contacting and dealing with HSBC customer services. They are always willing to help and answer questions. Reviewed on: 28th April 2015

Best Bank Ever!

5
HSBC have easily got to be the best bank. If you go into overdraft they let you know by text and give you 24 hours before starting to charge you. Their help in sticky situations are even better. I would definitely recommend this bank to anyone! I first came across them after looking at several banks and I wouldn't regret choosing these. Reviewed on: 28th April 2015

fantastic! experience was pure quality and staff were amazing

5
i came into the store to change my bank account details and the full experience was handled professionally and customer care was fantastic definitely go there again! Reviewed on: 28th April 2015

Great customer service and competitive rates

4
Using the regular saver i earned 6% interest, the highest rate in the market at the time Reviewed on: 27th April 2015

HSBC is a decent account but not the best

3
HSBC is generally a decent bank to hold a regular account with. I would recommend the regular checking account as it is no worse than others. I think HSBC has an excellent website with the exception of having to use a key fob to log in every time. I do believe this is something they are in the process of changing although I think transactions will be limited without the use of the key for safety reasons. Other than that, the banks actual website is excellent for reviewing recent transactions and viewing your monthly statements. I also find HSBC to be a good bank for transferring money, especially overseas as needed. They will store your information if you chose so one does not have to reenter all the information on a transaction they plan to make more than one time. Bill pay is also good as the money can be immediately paid into receipients account or can be set up to do so at a later date. Reviewed on: 27th April 2015

Fantastic supplier.

5
Support is great. Really, really helpful. The product itself is excellent and does exactly what it says on the tin. I can highly recommend HSBC for anybody wanting a simple, no frills bank account that gives you a debit card too. Reviewed on: 24th April 2015

Good all round service at competitive rates

4
I would strongly recommend the HSBC current account services. I currently have a student account with them and it offers some of best value and interest rates. Once you have set an overdraft limit you can increase or decrease online quickly. The inshore change counters are also an added bonus Reviewed on: 24th April 2015

A brilliant bank

4
Having only been a customer for a short while I feel that HSBC really values my custom. Every time I go to my local branch the staff are on hand to help and make my presence there feel valued. Reviewed on: 24th April 2015

Very good dealings

5
I have been with hsbc for several years and never had any major problems dealings with this bank they are very efficient with there dealings and always do what they can to put the customer first whenever I have had to contact the bank whether it be on the phone or in branch I have always been welcomed with a friendly greeting or a smile the staff are always smart and on hand to assist you in any way they can whilst the phone line will answer your call quickly and professionally I would reccomend HSBC to any of my friends or family as they are very good I am looking at getting my children an account with this bank as I have had good experiences in the past Reviewed on: 24th April 2015

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