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Klarna: Buy Now Pay Later reviews

Name: Buy Now Pay Later
Rating: 4.89 (534 reviews)

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4.84

Based on 533 reviews, last reviewed 27th May 2025

1000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Transparent and easy to use I have used Klarna for a lot of online purchases and have never had issues. The product is great and very transparent. Reviewed on: 27th May 2025

Latest lowest rating:

1

Doesn’t work at all won’t let me purchase anything e... Doesn’t work at all won’t let me purchase anything even though I have credit with them! Reviewed on: 29th April 2024

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About this product

Looking for Klarna reviews? At Smart Money People, we collect our community reviews of Klarna so you can see what customers like you are saying about this payment method. Already used Klarna for payments? Share your own experiences and help our community find the best payment methods on the market.

Klarna Buy Now Pay Later reviews (534)

Review of the Klarna, Buy Now Pay Later:

Great service

Great service, understanding too if you can't make a payment and can change the date. Reviewed on: 6th June 2023

Doesn’t work at all won’t let me purchase anything e...

Doesn’t work at all won’t let me purchase anything even though I have credit with them! Reviewed on: 29th April 2024

Try not to use. A credit card would be better

The concept of the app is great however they are continuously changing your limit and you’re not even aware so if you plan to purchase something you may not be able to. Eg I brought a light paid it off the a month later went to buy another and it wouldn’t go through. The company also don’t offer any protection for lost parcels. I didn’t receive my items and the store wouldn’t respond. Klarna refused to investigate like how your bank, PayPal or a credit card would as they said it’s not their place. I paid £45 and didn’t get my items Reviewed on: 12th April 2024

Dont buy with klarna

Very bad. Product was broken but i cabt get my money back Reviewed on: 21st February 2024

Klarna isn’t consistent

Klarna isn’t consistent with their choice to offer credit. One month I can shop and even though I’d pay of everything (even early) I’d get rejected for a new purchase. I don’t understand this, and it feels very bias as I do live in an area where a majority of people are either very rich or very poor. Reviewed on: 1st February 2024

Could not imagine a life without Klarna!

Klarna has been the most helpful thing for me. If you haven’t quite got the money for something you really need or want, klarna lets you pay for it a little later than usual or even in 3 instalments! Truly a deal breaker Reviewed on: 4th August 2023

Shoppers choice

This system is so easy to use either via app or, you can use in store too. Quick and helpful company Reviewed on: 31st July 2023

Pay later option helps me to budget

0% interest and buy now pay later wow!! Helps me to spend without the worry of paying the interest If only all credit cards were as customer friendly and helpful Reviewed on: 31st July 2023

Spreading purchases

Makes it easier to spread purchases Reviewed on: 31st July 2023

No need for a credit card

I found Klarna is so convenient to use. It has made my credit card redundant. The repayment is easy and flexible. There were times when I struggled to pay back on time, there are options of extend the repayment date free of charge option. Also the customer service is excellent. Reviewed on: 16th June 2023

Very handy app

Fast and easy to use - very handy for an urgent purchase and you’re out of cash Reviewed on: 13th June 2023

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