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Klarna: Buy Now Pay Later reviews

4.88
Based on 542 reviews, last reviewed 9th Apr 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
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1%
See only 1 star reviews
1%

Latest highest rating:

5

Great Service Klarna is very good and easy to use. It helps me buy and pay things easily. Reviewed on: 9th April 2026
Ayodele O's avatar
Ayodele O

Latest lowest rating:

1

Doesn’t work at all won’t let me purchase anything e... Doesn’t work at all won’t let me purchase anything even though I have credit with them! Reviewed on: 29th April 2024
Katherine's avatar
Katherine

About this product

Klarna offer a range of Buy Now Pay Later options for shoppers.

You can choose to pay in three interest-free payments or in full in 30 days. You can use Klarna at the checkout, in the Klarna app or via Apple Pay. There are no fees to pay, as long as you pay on time.

Klarna reviews help you find out what it’s really like to be a customer. If you’ve used Klarna before, you can also leave a review and share your experience.

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Klarna Buy Now Pay Later reviews (542)

Dont buy with klarna

1
Very bad. Product was broken but i cabt get my money back Reviewed on: 21st February 2024

Klarna isn’t consistent

1
Klarna isn’t consistent with their choice to offer credit. One month I can shop and even though I’d pay of everything (even early) I’d get rejected for a new purchase. I don’t understand this, and it feels very bias as I do live in an area where a majority of people are either very rich or very poor. Reviewed on: 1st February 2024

Could not imagine a life without Klarna!

5
Klarna has been the most helpful thing for me. If you haven’t quite got the money for something you really need or want, klarna lets you pay for it a little later than usual or even in 3 instalments! Truly a deal breaker Reviewed on: 4th August 2023

Shoppers choice

5
This system is so easy to use either via app or, you can use in store too. Quick and helpful company Reviewed on: 31st July 2023

Pay later option helps me to budget

5
0% interest and buy now pay later wow!! Helps me to spend without the worry of paying the interest If only all credit cards were as customer friendly and helpful Reviewed on: 31st July 2023

Spreading purchases

5
Makes it easier to spread purchases Reviewed on: 31st July 2023

No need for a credit card

4
I found Klarna is so convenient to use. It has made my credit card redundant. The repayment is easy and flexible. There were times when I struggled to pay back on time, there are options of extend the repayment date free of charge option. Also the customer service is excellent. Reviewed on: 16th June 2023

Very handy app

5
Fast and easy to use - very handy for an urgent purchase and you’re out of cash Reviewed on: 13th June 2023

highly recommended!

5
Klarna is a modern financial solution. With Klarna, I experience flexibility, convenience, and seamless shopping. Their "Buy Now, Pay Later" service allows me to split payments or delay them, making it easier to manage my finances. Klarna's user-friendly app and website provide a smooth shopping experience, and their transparent terms ensure peace of mind. Klarna is a game-changer in simplifying payments and empowering consumers to shop on their terms. Reviewed on: 11th June 2023

Great service

5
Great service, understanding too if you can't make a payment and can change the date. Reviewed on: 6th June 2023

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