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Klarna: Buy Now Pay Later reviews

Name: Buy Now Pay Later
Rating: 4.66 (550 reviews)

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4.66

Based on 550 reviews, last reviewed 5th May 2026

800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve had a good experience using Klarna’s Pay in 3. I’ve had a good experience using Klarna’s Pay in 3. It’s been a simple and flexible way to spread the cost of purchases into three interest-free payme... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

Doesn’t work at all won’t let me purchase anything e... Doesn’t work at all won’t let me purchase anything even though I have credit with them! Reviewed on: 29th April 2024

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About this product

Klarna offer a range of Buy Now Pay Later options for shoppers.

You can choose to pay in three interest-free payments or in full in 30 days. You can use Klarna at the checkout, in the Klarna app or via Apple Pay. There are no fees to pay, as long as you pay on time.

Klarna reviews help you find out what it’s really like to be a customer. If you’ve used Klarna before, you can also leave a review and share your experience.

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Klarna Buy Now Pay Later reviews (550)

Klarna isn’t consistent

Klarna isn’t consistent with their choice to offer credit. One month I can shop and even though I’d pay of everything (even early) I’d get rejected for a new purchase. I don’t understand this, and it feels very bias as I do live in an area where a majority of people are either very rich or very poor. Reviewed on: 1st February 2024

Could not imagine a life without Klarna!

Klarna has been the most helpful thing for me. If you haven’t quite got the money for something you really need or want, klarna lets you pay for it a little later than usual or even in 3 instalments! Truly a deal breaker Reviewed on: 4th August 2023

Shoppers choice

This system is so easy to use either via app or, you can use in store too. Quick and helpful company Reviewed on: 31st July 2023

Pay later option helps me to budget

0% interest and buy now pay later wow!! Helps me to spend without the worry of paying the interest If only all credit cards were as customer friendly and helpful Reviewed on: 31st July 2023

Spreading purchases

Makes it easier to spread purchases Reviewed on: 31st July 2023

No need for a credit card

I found Klarna is so convenient to use. It has made my credit card redundant. The repayment is easy and flexible. There were times when I struggled to pay back on time, there are options of extend the repayment date free of charge option. Also the customer service is excellent. Reviewed on: 16th June 2023

Very handy app

Fast and easy to use - very handy for an urgent purchase and you’re out of cash Reviewed on: 13th June 2023

highly recommended!

Klarna is a modern financial solution. With Klarna, I experience flexibility, convenience, and seamless shopping. Their "Buy Now, Pay Later" service allows me to split payments or delay them, making it easier to manage my finances. Klarna's user-friendly app and website provide a smooth shopping experience, and their transparent terms ensure peace of mind. Klarna is a game-changer in simplifying payments and empowering consumers to shop on their terms. Reviewed on: 11th June 2023

Great service

Great service, understanding too if you can't make a payment and can change the date. Reviewed on: 6th June 2023

Reliable and flexible intress free credit!

Absolutely impressed by flexibility of Klarna App and service offered. Very convenient anytime, extend repayment day option available - recommend! No intress charged. My husband likes it too! Helped us with Christmas expenses so much! Thank you Klarna- The best invention on the financial credit market of United Kingdom Reviewed on: 2nd June 2023

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