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Klarna: Buy Now Pay Later reviews

Name: Buy Now Pay Later
Rating: 4.66 (550 reviews)

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4.66

Based on 550 reviews, last reviewed 5th May 2026

800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve had a good experience using Klarna’s Pay in 3. I’ve had a good experience using Klarna’s Pay in 3. It’s been a simple and flexible way to spread the cost of purchases into three interest-free payme... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

Doesn’t work at all won’t let me purchase anything e... Doesn’t work at all won’t let me purchase anything even though I have credit with them! Reviewed on: 29th April 2024

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About this product

Klarna offer a range of Buy Now Pay Later options for shoppers.

You can choose to pay in three interest-free payments or in full in 30 days. You can use Klarna at the checkout, in the Klarna app or via Apple Pay. There are no fees to pay, as long as you pay on time.

Klarna reviews help you find out what it’s really like to be a customer. If you’ve used Klarna before, you can also leave a review and share your experience.

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Klarna Buy Now Pay Later reviews (550)

I’ve had a good experience using Klarna’s Pay in 3.

I’ve had a good experience using Klarna’s Pay in 3. It’s been a simple and flexible way to spread the cost of purchases into three interest-free payments, which makes budgeting easier. The app is easy to use, payment dates are clearly shown, and reminders help keep everything on track. My only small downside is that it’s not available at every retailer, but overall it’s been convenient and reliable. Klarna’s Pay in 3 splits purchases into three equal interest-free payments, typically every 30 days. Reviewed on: 5th May 2026

Very good.

Very good. Its very easy to shopping Reviewed on: 2nd May 2026

Klarna Buy Now Pay Later

My experience with Klarna has been mostly positive, especially for spreading the cost of purchases. The “pay in 3” option is really useful, as it lets me split payments into smaller amounts without interest, which makes bigger purchases feel more manageable. The app is easy to use and keeps track of upcoming payments, which helps me stay organised. I also like the flexibility of being able to pay later or spread the cost depending on what suits me. However, it can be a bit risky if you’re not careful. It’s easy to lose track if you have multiple payments going at once, and missing a payment can lead to fees or affect your finances. Overall, it’s a convenient and flexible way to manage spending, but it’s important to use it responsibly and keep track of repayments. They also let you use a credit card as a payment method so if you want to stooze your payments even longer you can do that using a credit card and paying off in full at the end of the month. Reviewed on: 25th April 2026

Good for big payments but creates a bit of a debt tr...

Good for big payments but creates a bit of a debt trap for those who rely on it. Overall ok for bug purchases with planning Reviewed on: 22nd April 2026

I think that Klarna offers a great service, the atte...

I think that Klarna offers a great service, the attention to customers is fast too. My only complaint is when someone misses a payment, I do not find it very clear to understand what the late fees are, when they are going to retry to charge your account etc. It can get quite messy in the app. Reviewed on: 22nd April 2026

Very easy to arrange, an affordable & convenient way...

Very easy to arrange, an affordable & convenient way to pay for expensive items, offsetting costs into smaller regular payments for 3 months interest free, with options to choose longer periods at great interest rates Reviewed on: 18th April 2026

More helpful than PayPal

Pay in 3 not only helped me purchase when wanted or needed but at almost any time making it more available and helpful than PayPal which did not always allow Pay in 3 as it was not satisfied with answers Reviewed on: 17th April 2026

Review by happy but struggling student

I am a student and was struggling with money at that time but I had to buy a laptop to submit my assignments. Klarna helped me a lot by paying in installments. Reviewed on: 16th April 2026

Excellent service and smooth transactions

Excellent service and smooth transactions Reviewed on: 15th April 2026

Great Service

Klarna is very good and easy to use. It helps me buy and pay things easily. Reviewed on: 9th April 2026

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