Smart Money People Logo

Laka: Cycle Insurance reviews

4.94
Based on 2,352 reviews, last reviewed 18th Dec 2024
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

a laka laka love! This.is more than a cycle insurance business, this is a community of people passionate about keeping you on the road safely and getting you back on wh... Read more Reviewed on: 5th November 2024
Nigel Walsh's avatar
Nigel Walsh

Latest lowest rating:

1

They will take your money and dismiss claims I was with laka for years, at some point I decided to pause my policy because I wasn't cycling and thought my bicycle was safe enough in my building. ... Read more Reviewed on: 18th December 2024
Sonia P's avatar
Sonia P

About this product

Want to read reviews of cycle insurance, provided by Laka (formerly Insure a Thing) and written by regular customers like yourself? See what our community says below, to help make up your mind on your next cycle insurance policy. Whether it's level of cover, amount of cover offered, of ease of making a claim, our community shares their Laka reviews to help you find the best insurer to fit your requirements!

Laka Cycle Insurance reviews (2352)

Review of the Laka, Cycle Insurance:

Transparent and flexible bike insurance

4
I’ve used Laka since it started to insure my bike and is a highly transparent and flexible service. I had to pause cycling for a couple months and was very easy to downgrade my cover to save on costs. Reviewed on: 16th October 2023

Brilliant claims process!

5
Brilliant claims process! Unfortunately, I had to claim more than once, but I felt well taken care of by the team. Reviewed on: 9th October 2024

Insurance that genuinely has your back

5
Insurance that genuinely has your back Reviewed on: 9th October 2024

Great customer service, quick response to my claim

5
Great customer service, quick response to my claim Reviewed on: 9th October 2024

Laka is great!

5
Helpful and swift customer experience, model is interesting. Reviewed on: 9th October 2024

Laka are absolutely brilliant.

5
Laka are absolutely brilliant. Wonderful, knowledgeable customer service team, brilliant brand values & making insurance fair - finally! Reviewed on: 9th October 2024

I’ve had a great experience when I had my bike stole...

5
I’ve had a great experience when I had my bike stolen earlier this year and really appreciated the personalised service Reviewed on: 9th October 2024

Brilliant-easy to use and very slick.

5
Brilliant-easy to use and very slick. The most important thing is the claims handling. Reviewed on: 9th October 2024

Laka's collective approach, a breath of fresh air

5
Laka's collective approach to insurance is a refreshing change. Unlike traditional insurance companies that sometimes feel like they're working against you, Laka creates a real sense of community. Knowing that my premiums are based on what everyone claims each month makes me more careful with my bike and encourages me to be honest if I need make a claim. It's also great that my monthly payments are so much lower than what other insurers quoted me. Laka's 'no excess' option and the fact they cover my cycling accessories are a real bonus too. Honestly, I'm really happy with Laka and would definitely recommend them to other cyclists. Reviewed on: 8th October 2024

I just really love the system and that the monthly p...

5
I just really love the system and that the monthly price (very affordable) is dependent on the community; and it was very simple to set it all up. Also, I love their design too :) Reviewed on: 4th October 2024

Honest review

5
Amazingly helpful when I've needed to speak to someone. Easy to set-up. I've never made a claim but I imagine it would be easy! It is a little expensive for me personally, but I like the company so wouldnt choose another provider. Reviewed on: 3rd October 2024