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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,896 reviews, last reviewed 4th Sep 2026
20700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

Handled my claim after my frame cracked promptly and... Handled my claim after my frame cracked promptly and transparently. Could not ask for a more responsive insurer. Reviewed on: 4th September 2026
Joel's avatar
Joel

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2896)

Really good cover at a reasonable price.

5
Really good cover at a reasonable price. Laka seem to be cyclists, not just insurance people, so have an understanding and consequences of a bike that’s off the road. Reviewed on: 3rd September 2026
NB's avatar
NB

Insurance for all needs made fair and simple

5
The whole process was easy and the quote clear and fair. The explanations and menu of choices allow you to set up the best insurance for your bike and they have options which suit every need. Great company and great product! Reviewed on: 3rd September 2026
Fede F's avatar
Fede F

Gas heads galore? trip so many gas heads out there...

5
Peace of mind every trip so many gas heads out there now? Reviewed on: 2nd September 2026
Big T 's avatar
Big T

They have referral offers, you know, who?!

5
They have.! Affordable prices and many benefits. Reviewed on: 2nd September 2026
Ahmed A's avatar
Ahmed A

Reliable and affordable

5
Very straightforward to get signed up, I love the monthly updates and have lots of confidence in Laka's system. Reviewed on: 2nd September 2026
Marianna R's avatar
Marianna R

Good value for money, really caring

5
They’ve been good for me so far. I’ve had this insurance for over a year now and I could suspend it over the winter when I wasn’t riding my bike outside which was really useful! It makes it very good value for money as you don’t have to overpay if you don’t need to! Reviewed on: 2nd September 2026
Gerda's avatar
Gerda

Fantastic, helpful, caring service.

5
Fantastic, helpful service. They were understanding of my problem when I needed to make a claim and it was very clear I was speaking to someone who genuinely cared about helping me. Reviewed on: 2nd September 2026
MG's avatar
MG

Cycle insurance

5
Great service all round. No issues or complaints. Really happy knowing g I’m covered home and abroad. Reviewed on: 2nd September 2026
Jason H's avatar
Jason H

Its simple, transparent, and fair!

5
Its simple, transparent, and fair! Reviewed on: 2nd September 2026
Andre Richter's avatar
Andre Richter

Laka Delivers When It Matters

5
I have been with Laka for several years and, unlike many people reviewing insurance, I can speak from experience of actually having to make significant claims. After a serious cycling accident in which my high-value Brompton was badly damaged, Laka supported me through the claim and replacement process. They also provided Health & Recovery support, including physiotherapy, which showed me that their cover is about more than simply replacing a bicycle. Unfortunately, I later experienced another very different and distressing incident when my electric cargo bike was stolen during a robbery. Once again, Laka dealt with a substantial claim and helped me get back to cycling. These experiences are the reason I continue to insure my bicycles with Laka. I own several bicycles and comprehensive insurance is a significant monthly expense, so I don't say that lightly. Insurance can look excellent on paper, but its real value is only discovered when something actually goes wrong. In my experience, Laka has been there when I genuinely needed them. I also appreciate being able to manage and adjust the cover for my different bicycles, and when I have contacted Laka with questions, including recently about changes I wanted to make to one of my bikes, I have received clear and helpful answers. Cycling is an important part of my everyday life and something I enjoy with my family, so having confidence that my bicycles are properly protected matters enormously to me. Based on my own experience of multiple genuine claims and continued cover, I can confidently recommend Laka. For me, they have demonstrated what a good bicycle insurer should do: provide reassurance when everything is fine, and deliver when something goes wrong. Reviewed on: 2nd September 2026
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JM Handyman

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