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Laka: Cycle insurance reviews

4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
109% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

I love the product and its simplicity

5
I love the product and its simplicity Reviewed on: 6th October 2025

Service above and beyond!

5
Insurance is purely about price, except when you have to make a claim, in this case my claim was handled exceptionally well, with sympathy, empathy and understanding. In fact, I think they stretched their own rules in paying out super quickly for my much beloved bike, stolen from under my nose out of the office! Who wants to pay for insurance, nobody! When you have to claim, it's vital they live up to their promises, Laka do! Reviewed on: 6th October 2025

An absolute pleasure to have insurance with

5
An absolute pleasure to have insurance with Reviewed on: 6th October 2025

Great service and model.

5
Great service and model. Customer service info is easy to find and use. Everything was easy to access and set up. Outlines of where the money goes each month are great to highlight how insurance can be done differently. Reviewed on: 6th October 2025

Great service and simply and fair to claim

5
Great service and simply and fair to claim Reviewed on: 6th October 2025

Amazing bicycle insurer with great customer service...

5
Amazing bicycle insurer with great customer service and products, couldn't be more helpful. Reviewed on: 6th October 2025

Great value service and nothing is too much trouble

5
Great value service and nothing is too much trouble Reviewed on: 6th October 2025

Laka for the ride

5
Best customer support at an affordable price Reviewed on: 6th October 2025

Dedicated insurer for cyclists.

5
Dedicated insurer for cyclists. Great value and service Reviewed on: 5th October 2025

Great value for money.

5
Great value for money. Great company. Reviewed on: 3rd October 2025

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